Michigan season & approval worksheet

1. Confirm the rental category

Address/parcel; city/township; zoning district:

Principal residence, one-room home occupation, tourist home or vacation rental:

Owner/resident presence; approved units, rooms and maximum guests:

Approvals, inspection conditions and private restrictions:

Written transfer/new-owner instructions and unresolved questions:

2. Build the calendar

Ann Arbor STR and Grand Rapids one-room licenses run annually from issuance. Traverse City vacation home rental licenses expire December 31, with renewals processed 90–30 days before expiration. Verify the actual certificate and category.

License holder/number; expiration; earliest and latest renewal date:

Insurance and inspection dates, fee confirmation and responsible person:

State use-tax filing schedule; platform reports; local tax/assessment check:

3. Separate permission, availability and demand

Permitted nights under your actual approval:

Unavailable nights for owner use, repairs or other restrictions:

Nights offered for booking; conservative expected booked nights:

4. Test seasonal cash needs

Illustration only: $150 contribution per booked night after variable expenses and excluding collected tax; $15,000 annual fixed cash costs including chosen debt payments. Assumes all modeled nights are lawful and available.

60 nights

60 × $150 − $15,000 = −$6,000

90 nights

90 × $150 − $15,000 = −$1,500

120 nights

120 × $150 − $15,000 = $3,000

Cash break-even

$15,000 ÷ $150 = 100 booked nights

Not market data, a legal night limit, income-tax analysis or earnings forecast. Do not count pass-through cleaning revenue without its expense, collected taxes as revenue, or escrowed costs twice.

Your fixed cash costs and net contribution per booked night:

Break-even nights (round up); comparison with permitted/available nights:

Downside season and cash reserve needed: