San Francisco vs Stockton
Side-by-side rent vs buy analysis comparing these two markets
Overall Comparison
Stockton has an edge
Stockton currently favors renting, with better rent-to-price dynamics.
Median Home Price
$1,245,307.09
Median Rent
$3,679.66/mo
Price-to-Rent Ratio
28.2
Property Tax RateTIE
0.73%
Price Change (1Y)BETTER
+0.9%
Price Change (5Y)BETTER
+4.6%
Break-Even YearsTIE
N/A
10-Year Wealth Difference
$1,043,177
Median Home PriceBETTER
$523,017.36
Median RentBETTER
$2,355.82/mo
Price-to-Rent RatioBETTER
18.5
Property Tax RateTIE
0.73%
Price Change (1Y)
-3.8%
Price Change (5Y)
-19.1%
Break-Even YearsTIE
N/A
10-Year Wealth DifferenceBETTER
$251,952
Key Differences
Home Prices
San Francisco's median home price of $1,245,307.09 is higher than Stockton's $523,017.36 by 138%.
Monthly Rent
Renting in San Francisco costs $3,679.66/mo compared to $2,355.82/mo in Stockton—a difference of $1,323.84/mo.
Buy vs Rent Verdict
Both cities currently favor renting.
Break-Even Timeline
Break-even analysis varies based on market conditions in each city.
Run Your Own Numbers
This comparison uses median values. Your income, savings, and goals matter. Use our Buy vs Rent calculator to get a personalized analysis.