House hacking means buying a multi-unit property such as a duplex, triplex, or fourplex, living in one unit, and renting out the rest so tenant rent covers part or all of your housing cost. Owner-occupants qualify for low-down-payment loans like FHA, which is what makes the strategy accessible.

Your true monthly housing cost after tenant income, whether the deal can qualify for owner-occupant financing, tax benefits, and an exit analysis showing how the property performs as a pure rental after you move out.

Yes. The calculator models owner-occupant financing including FHA and VA loans and checks qualification from the numbers you enter.

Yes. Your first analysis includes every Pro feature with no results paywall. After that, a free tier stays free, and Pro is $29 per month for unlimited full analyses.