Duluth vs St. Paul
Side-by-side rent vs buy analysis comparing these two markets
Overall Comparison
Duluth has an edge
Duluth shows stronger fundamentals for buying with a 4-year break-even point.
Median Home PriceBETTER
$241,512.21
Median Rent
$1,574.57/mo
Price-to-Rent RatioBETTER
12.8
Property Tax RateTIE
1.13%
Price Change (1Y)BETTER
+6.0%
Price Change (5Y)BETTER
+30.1%
Break-Even YearsBETTER
4 years
10-Year Wealth DifferenceBETTER
+$47,532
Median Home Price
$326,548.05
Median RentBETTER
$1,504.11/mo
Price-to-Rent Ratio
18.1
Property Tax RateTIE
1.13%
Price Change (1Y)
+1.3%
Price Change (5Y)
+6.6%
Break-Even Years
N/A
10-Year Wealth Difference
$205,672
Key Differences
Home Prices
Duluth's median home price of $241,512.21 is lower than St. Paul's $326,548.05 by 26%.
Monthly Rent
Renting in Duluth costs $1,574.57/mo compared to $1,504.11/mo in St. Paul—a difference of $70.46/mo.
Buy vs Rent Verdict
Duluth favors buying, while St. Paul favors renting.
Break-Even Timeline
Break-even analysis varies based on market conditions in each city.
Run Your Own Numbers
This comparison uses median values. Your income, savings, and goals matter. Use our Buy vs Rent calculator to get a personalized analysis.