Rochester vs St. Cloud
Side-by-side rent vs buy analysis comparing these two markets
Overall Comparison
Rochester has an edge
Rochester currently favors renting, with better rent-to-price dynamics.
Median Home Price
$337,521.29
Median Rent
$1,676.07/mo
Price-to-Rent RatioBETTER
16.8
Property Tax RateTIE
1.13%
Price Change (1Y)
+3.5%
Price Change (5Y)
+17.3%
Break-Even YearsTIE
N/A
10-Year Wealth DifferenceBETTER
$121,405
Median Home PriceBETTER
$306,137.87
Median RentBETTER
$1,255.39/mo
Price-to-Rent Ratio
20.3
Property Tax RateTIE
1.13%
Price Change (1Y)BETTER
+4.0%
Price Change (5Y)BETTER
+20.2%
Break-Even YearsTIE
N/A
10-Year Wealth Difference
$145,696
Key Differences
Home Prices
Rochester's median home price of $337,521.29 is higher than St. Cloud's $306,137.87 by 10%.
Monthly Rent
Renting in Rochester costs $1,676.07/mo compared to $1,255.39/mo in St. Cloud—a difference of $420.68/mo.
Buy vs Rent Verdict
Both cities currently favor renting.
Break-Even Timeline
Break-even analysis varies based on market conditions in each city.
Run Your Own Numbers
This comparison uses median values. Your income, savings, and goals matter. Use our Buy vs Rent calculator to get a personalized analysis.