Median Home PriceBETTER
$306,137.87
Median RentBETTER
$1,255.39/mo
Price-to-Rent Ratio
20.3
Property Tax RateTIE
1.13%
Price Change (1Y)BETTER
+4.0%
Price Change (5Y)BETTER
+20.2%
Break-Even YearsTIE
N/A
10-Year Wealth DifferenceBETTER
$145,696
Median Home Price
$326,548.05
Median Rent
$1,504.11/mo
Price-to-Rent RatioBETTER
18.1
Property Tax RateTIE
1.13%
Price Change (1Y)
+1.3%
Price Change (5Y)
+6.6%
Break-Even YearsTIE
N/A
10-Year Wealth Difference
$205,672
Key Differences
Home Prices
St. Cloud's median home price of $306,137.87 is lower than St. Paul's $326,548.05 by 6%.
Monthly Rent
Renting in St. Cloud costs $1,255.39/mo compared to $1,504.11/mo in St. Paul—a difference of $248.72/mo.
Buy vs Rent Verdict
Both cities currently favor renting.
Break-Even Timeline
Break-even analysis varies based on market conditions in each city.