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Market MapColoradoFremont

Fremont County

ColoradoPopulation: 49,107
48
/100
Hold
#634 of 1,000 counties
#27 in Colorado (62 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated July 20, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$343,086
Median Home Price
50% above national median
$1,438/mo
Median Rent
1% below national median
5.03%
Rent-to-Price Ratio
Top 74% nationally
-$863
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Scenario comparison

Same $1,438/mo rent assumption, 20% down, 6.85% rate. What changes is the acquisition price.
ScenarioPurchase priceMonthly cash flowCap rateCash-on-cash
75% of median
value-add or distressed
$257,314-$414/mo4.4%-8.4%
Median
typical MLS deal
$343,086-$863/mo3.3%-13.1%
125% of median
newer / premium
$428,857-$1,313/mo2.6%-16.0%

Price History

Median Home Price

Median Rent

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$343,086
Down Payment (20%)$68,617
Loan Amount$274,469
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,438
Monthly P&I-$1,798
Est. Expenses (35%)-$503
Net Cash Flow-$863/mo
3.3%
Cap Rate (all cash)
-13.1%
Cash-on-Cash Return
5.03%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.3% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
48/100
48
Cash Flow(30%)
45/100

Based on 5.03% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
43/100

Based on -1.4% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
56/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Complete rent data available

Challenges

  • -Below-average rent-to-price ratio (5.03%)
  • -Declining home values (-1.4% YoY)
  • -Negative cash flow at typical financing (-$863/mo)
  • -Negative leverage (cap rate 3.3% < mortgage rate 6.9%)

Economic Indicators

Population
49,107
Median Income
—
Data pending
Unemployment Rate
—
Data pending
Price-to-Income
—
Data pending

Who this market fits

Best for
  • +All-cash buyers: removing debt service flips the cap rate to actual yield
Skip if
  • −You need positive cash flow on day one at typical leverage
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)
  • −You expect appreciation to carry the deal, but prices have declined year over year

Compare to Nearby Counties

CountyVerdict
ElbertCO
49$672,698Est. pending—HoldView
ProwersCO
49$172,240Est. pending—HoldView
CurrentFremontCO
48$343,086$1,4385.03%Hold
ParkCO
47$512,898$2,3945.60%HoldView
GilpinCO
47$549,868Est. pending—HoldView
Las AnimasCO
47$236,798Est. pending—HoldView

The Bottom Line

HoldFremont is a neutral market. Consider house hacking or targeting below-market deals.

Fremont County in Colorado scores 48/100, ranking #634 of 1,000 US counties (top 81%). At 20% down and current rates, a median-priced rental loses about $863/month; the 5.03% gross rent-to-price ratio doesn't survive debt service. The thesis here is appreciation, value-add, house hacking, or all-cash.

Monthly Cash Flow
$-863/mo
Cap Rate
3.3%
Cash-on-Cash
-13.1%

Related markets

Markets like Fremont with stronger cash flow

  • Park County for cash-flow rentals

Cheaper alternatives to Fremont

  • Prowers County, lower entry price
  • Las Animas County, lower entry price

Head-to-head comparisons

  • Fremont vs Park for rentals
  • Fremont vs Gilpin for rentals
  • Fremont vs Elbert for rentals
All counties in Colorado →

Rent vs buy in Colorado cities

Rent vs buy in Denver, COMedian $532,579 · rent $1,859/moRent vs buy in Colorado Springs, COMedian $446,355 · rent $1,707/moRent vs buy in Aurora, COMedian $507,157 · rent $1,789/moRent vs buy in Fort Collins, COMedian $542,283 · rent $1,881/moRent vs buy in Lakewood, COMedian $609,991 · rent $1,904/moAll Colorado citiesFull rent-vs-buy directory for the state

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