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Market MapKansasOttawa

Ottawa County

KansasPopulation: 5,768
69
/100
Buy
#166 of 1,000 counties
#45 in Kansas (105 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated January 1, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$170,676
Median Home Price
26% below national median
$10,313/mo
Est. Rent
Based on regional data
6.04%
Rent-to-Price Ratio
Estimated from price data
+$0
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Median Home Price

Median Rent

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score
69/100
69
Cash Flow(30%)
0/100

Rent data not available for cash flow calculation.

Appreciation(25%)
64/100

Based on 1.4% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
96/100

Price-to-income ratio of 2.3x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Affordable relative to local incomes

Challenges

  • -Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
  • -Limited rent data (estimates used)

Economic Indicators

Population
5,768
Median Income
$74,551
vs $54,857 national est.
Unemployment Rate
—
Data pending
Price-to-Income
2.3x
Very affordable

Who this market fits

Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

CountyVerdict
GearyKS
70$212,411$1,2527.07%BuyView
BartonKS
70$119,265$8238.28%BuyView
CurrentOttawaKS
69$170,676Est. pending—Buy
ButlerKS
68$241,761$1,2216.06%BuyView
JeffersonKS
68$269,844Est. pending—BuyView
CherokeeKS
67$122,982Est. pending—BuyView

The Bottom Line

BuyOttawa offers solid investment potential with positive cash flow at typical financing.

Ottawa County in Kansas scores 69/100, ranking #166 of 1,000 US counties (top 21%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
+$0/mo
Cap Rate
0.0%
Cash-on-Cash
0.0%

Related markets

Markets like Ottawa with stronger cash flow

  • Barton County for cash-flow rentals
  • Geary County for cash-flow rentals
  • Butler County for cash-flow rentals

Cheaper alternatives to Ottawa

  • Barton County, lower entry price
  • Cherokee County, lower entry price

Head-to-head comparisons

  • Ottawa vs Butler for rentals
  • Ottawa vs Geary for rentals
  • Ottawa vs Barton for rentals
All counties in Kansas →

Rent vs buy in Kansas cities

Rent vs buy in Wichita, KSMedian $215,377 · rent $1,177/moRent vs buy in Overland Park, KSMedian $438,419 · rent $1,669/moRent vs buy in Kansas City, KSMedian $201,014 · rent $1,229/moRent vs buy in Olathe, KSMedian $438,419 · rent $1,669/moRent vs buy in Topeka, KSMedian $198,892 · rent $1,137/moAll Kansas citiesFull rent-vs-buy directory for the state

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