Metropolitan Area

Abilene, TX

Texas0
82
/100
Strong Buy
#10 of 894 metros
Top 1% nationally for investing

Market Snapshot

$217,009
Median Home Price
15% below national median
$1,827/mo
Median Rent
32% above national median
10.10%
Rent-to-Price Ratio
Top 2% nationally
+$50
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Home values and rents: available snapshot

Only one observation is stored for Abilene, TX. A historical trend cannot be calculated from this snapshot.

Typical home value (ZHVI)
$217,009
Source period: 2026-05-31
Monthly rent index (ZORI)
$1,827
Source period: 2026-05-31

Stored snapshot: 2026-06-29. Source dates describe the underlying observations, not today’s market.

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$217,009
Down Payment (20%)$43,402
Loan Amount$173,607
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,827
Monthly P&I-$1,138
Est. Expenses (35%)-$639
Net Cash Flow+$50/mo
6.6%
Cap Rate (all cash)
1.2%
Cash-on-Cash Return
10.10%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 6.6% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Score Breakdown

Overall Investment Score
82/100
82
Cash Flow(30%)
100/100

Based on 10.10% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
90/100

Based on 6.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
83/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Above-average rent-to-price ratio (10.10%)
  • +Strong price appreciation (+6.0% YoY)
  • +Affordable relative to local incomes
  • +Low unemployment (0.0%)

Challenges

  • -Negative leverage (cap rate 6.6% < mortgage rate 6.9%)

Counties in Abilene, TX

County data is being compiled for this metro area.

Section 8 in Abilene, TX: payment standards by ZIP, PHA waitlist status, and voucher counts are on VoucherMatch, the same HUD dataset with the tenant demand side attached.

Compare to Similar Metros

Metro AreaVerdict
Coffeyville, KS
Coffeyville, KS
85$101,366$86210.20%Strong BuyView
Roanoke Rapids, NC
Roanoke Rapids, NC
84$107,523$1,07712.02%Strong BuyView
Blytheville, AR
Blytheville, AR
84$115,156$1,06411.08%Strong BuyView
Enid, OK
Enid, OK
83$144,157$1,25010.40%Strong BuyView
Houghton, MI
Houghton, MI
83$194,696$1,73310.68%Strong BuyView
Current
Abilene, TX
82$217,009$1,82710.10%Strong Buy

The Bottom Line

Strong BuyAbilene, TX is a strong buy market with excellent fundamentals for buy-and-hold investors.

The Abilene, TX metro area scores 82/100, ranking #10 of 894 US metros (top 1%). The 10.10% rent-to-price ratio falls below the 1% monthly rent rule (12% annually). Check operating costs and financing before making an offer. At current rates with 20% down, a median-priced property could generate approximately $50/month in cash flow.

Monthly Cash Flow
+$50/mo
Cap Rate
6.6%
Cash-on-Cash
1.4%

Ready to Invest in Abilene, TX?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.