VoucherMatch/RentalCalcs
Tools
My DealsPricingBlog
RentalCalcs

Professional real estate investment calculators to help you analyze deals faster and make confident investment decisions.

Part of VoucherMatch →

Product

  • Tools
  • Market Map
  • Section 8 Rents
  • Investor Tax Tools
  • Pricing
  • Compare Calculators
  • Blog
  • About

Top Markets

  • Maricopa County, AZ
  • Harris County, TX
  • San Diego County, CA
  • Miami-Dade County, FL
  • Dallas County, TX
  • Clark County, NV
  • Cook County, IL
  • Tarrant County, TX
  • Wayne County, MI
  • Orange County, CA
  • Browse All Markets →

Rent vs Buy

  • Austin, TX
  • Denver, CO
  • Miami, FL
  • Seattle, WA
  • Phoenix, AZ
  • Nashville, TN
  • Atlanta, GA
  • Boston, MA
  • All 580+ Cities →

Support

  • Contact Support
  • My Tickets

Legal

  • Terms of Service
  • Privacy Policy

© 2026 Voucher Match LLC · part of VoucherMatch. All rights reserved.

MarketsMarket MapBrainerd, MN
Metropolitan Area

Brainerd, MN

Minnesota0
53
/100
Hold
#679 of 894 metros
Top 76% nationally for investing

Market Snapshot

$363,378
Median Home Price
43% above national median
$1,252/mo
Median Rent
10% below national median
4.13%
Rent-to-Price Ratio
Top 92% nationally
-$1,091
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Median Home Price

Median Rent

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$363,378
Down Payment (20%)$72,676
Loan Amount$290,702
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,252
Monthly P&I-$1,905
Est. Expenses (35%)-$438
Net Cash Flow-$1,091/mo
2.7%
Cap Rate (all cash)
-15.7%
Cash-on-Cash Return
4.13%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 2.7% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
53/100
53
Cash Flow(30%)
32/100

Based on 4.13% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
82/100

Based on 4.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
52/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Low unemployment (0.0%)

Challenges

  • -Below-average rent-to-price ratio (4.13%)
  • -Negative cash flow at typical financing (-$1,091/mo)
  • -Negative leverage (cap rate 2.7% < mortgage rate 6.9%)

Counties in Brainerd, MN

County data is being compiled for this metro area.

Compare to Similar Metros

Metro AreaVerdict
Columbus, MS
Columbus, MS
73$190,558$1,3918.76%BuyView
Salina, KS
Salina, KS
73$180,234$1,0446.95%BuyView
Marion, IN
Marion, IN
73$156,372$8866.80%BuyView
Oneonta, NY
Oneonta, NY
73$216,762$1,4798.19%BuyView
Fairmont, WV
Fairmont, WV
73$169,410$1,1488.13%BuyView
Current
Brainerd, MN
53$363,378$1,2524.13%Hold

The Bottom Line

HoldBrainerd, MN is a neutral market. Consider house hacking or targeting below-market deals in specific counties.

The Brainerd, MN metro area scores 53/100, ranking #679 of 894 US metros (top 76%). The 4.13% rent-to-price ratio may require targeting specific counties or creative strategies for positive cash flow. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-1,091/mo
Cap Rate
2.7%
Cash-on-Cash
-18.0%

Ready to Invest in Brainerd, MN?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.

Single Family1-4 unit rentalsHouse HackOwner-occupiedMultifamily5+ unit properties
Explore Other Markets