Is the Brownwood, TX metro area good for real estate investing?

The Brownwood, TX metropolitan area has an investment score of 70/100, rated as "Buy". It ranks #220 nationally among 894 metro areas analyzed.

What is the rent-to-price ratio in Brownwood, TX?

The rent-to-price ratio in the Brownwood, TX metro area is 9.83% annually, which ranks in the 98th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Brownwood, TX?

The median home price in the Brownwood, TX metro area is $189,003. The metro area includes 0 counties with prices ranging from the most affordable to more premium markets.

Can you cash flow on rental properties in Brownwood, TX?

Based on median values with 20% down at current rates, a typical rental in the Brownwood, TX metro would generate positive cash flow of $16/month. Individual property and county performance varies. Explore the county-level analysis for more specific opportunities.

Metropolitan Area

Brownwood, TX

Texas0

/100

Buy

#220 of 894 metros

Top 24% nationally for investing

Market Snapshot

$189,003

Median Home Price

26% below national median

$1,549/mo

Median Rent

12% above national median

9.83%

Rent-to-Price Ratio

Top 2% nationally

+$16

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Median Home Price

Median Rent

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$189,003

Down Payment (20%)$37,801

Loan Amount$151,202

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,549

Monthly P&I-$991

Est. Expenses (35%)-$542

Net Cash Flow+$16/mo

6.4%

Cap Rate (all cash)

0.4%

Cash-on-Cash Return

9.83%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 6.4% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

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Score Breakdown

Overall Investment Score

70/100

Cash Flow(30%)

98/100

Based on 9.83% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

41/100

Based on -2.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)

89/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

+Above-average rent-to-price ratio (9.83%)
+Affordable relative to local incomes
+Low unemployment (0.0%)

Challenges

-Declining home values (-2.0% YoY)
-Negative leverage (cap rate 6.4% < mortgage rate 6.9%)

Counties in Brownwood, TX

County data is being compiled for this metro area.

Compare to Similar Metros

Metro Area					Verdict
Coffeyville, KS Coffeyville, KS	85	$101,366	$862	10.20%	Strong Buy	View
Blytheville, AR Blytheville, AR	84	$115,156	$1,064	11.08%	Strong Buy	View
Roanoke Rapids, NC Roanoke Rapids, NC	84	$107,523	$1,077	12.02%	Strong Buy	View
Enid, OK Enid, OK	83	$144,157	$1,250	10.40%	Strong Buy	View
Houghton, MI Houghton, MI	83	$194,696	$1,733	10.68%	Strong Buy	View
Current Brownwood, TX	70	$189,003	$1,549	9.83%	Buy

The Bottom Line

BuyBrownwood, TX offers solid investment potential with good cash flow or appreciation prospects.

The Brownwood, TX metro area scores 70/100, ranking #220 of 894 US metros (top 24%). The 9.83% rent-to-price ratio exceeds the 1% rule target, suggesting strong cash flow potential across the metro. At current rates with 20% down, a median-priced property could generate approximately $16/month in cash flow.

Monthly Cash Flow

+$16/mo

Cap Rate

6.4%

Cash-on-Cash

0.5%

Ready to Invest in Brownwood, TX?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.

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