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MarketsMarket MapCape Coral, FL
Metropolitan Area

Cape Coral, FL

Florida0
47
/100
Hold
#766 of 894 metros
Top 86% nationally for investing

Market Snapshot

$339,372
Median Home Price
33% above national median
$1,881/mo
Median Rent
36% above national median
6.65%
Rent-to-Price Ratio
Top 32% nationally
-$557
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Median Home Price

Median Rent

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$339,372
Down Payment (20%)$67,874
Loan Amount$271,498
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,881
Monthly P&I-$1,779
Est. Expenses (35%)-$658
Net Cash Flow-$556/mo
4.3%
Cap Rate (all cash)
-8.6%
Cash-on-Cash Return
6.65%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 4.3% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
47/100
47
Cash Flow(30%)
67/100

Based on 6.65% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
10/100

Based on -7.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
57/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Above-average rent-to-price ratio (6.65%)
  • +Low unemployment (0.0%)

Challenges

  • -Declining home values (-7.0% YoY)
  • -Negative cash flow at typical financing (-$557/mo)
  • -Negative leverage (cap rate 4.3% < mortgage rate 6.9%)

Counties in Cape Coral, FL

County data is being compiled for this metro area.

Compare to Similar Metros

Metro AreaVerdict
Dublin, GA
Dublin, GA
67$173,576$1,0427.20%BuyView
Nacogdoches, TX
Nacogdoches, TX
67$224,697$1,1456.12%BuyView
Sandusky, OH
Sandusky, OH
67$238,887$1,5327.69%BuyView
Greenwood, SC
Greenwood, SC
67$178,133$1,2528.43%BuyView
Starkville, MS
Starkville, MS
67$256,680$1,6367.65%BuyView
Current
Cape Coral, FL
47$339,372$1,8816.65%Hold

Rent vs buy in this metro

Rent vs buy in Cape Coral, FLMedian $339,141 · rent $1,856/mo

The Bottom Line

HoldCape Coral, FL is a neutral market. Consider house hacking or targeting below-market deals in specific counties.

The Cape Coral, FL metro area scores 47/100, ranking #766 of 894 US metros (top 86%). The 6.65% rent-to-price ratio indicates moderate cash flow potential. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-557/mo
Cap Rate
4.3%
Cash-on-Cash
-9.8%

Ready to Invest in Cape Coral, FL?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.

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