Home values and rents: available snapshot
Only one observation is stored for Charlottesville, VA. A historical trend cannot be calculated from this snapshot.
- Typical home value (ZHVI)
- $473,058
- Source period: 2026-05-31
- Monthly rent index (ZORI)
- $2,068
- Source period: 2026-05-31
Stored snapshot: 2026-06-29. Source dates describe the underlying observations, not today’s market.
Quick Investment Calculator
Purchase
Monthly Cash Flow
* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.
Score Breakdown
Based on 5.24% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.
Based on 1.0% YoY price growth. Moderate growth (3-8%) scores highest.
Based on 0.0% population growth. Growing areas indicate economic stability.
Based on price relative to estimated local incomes.
Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.
Investment Outlook
Strengths
- +Low unemployment (0.0%)
Challenges
- -Below-average rent-to-price ratio (5.24%)
- -Negative cash flow at typical financing (-$1,136/mo)
- -Negative leverage (cap rate 3.4% < mortgage rate 6.9%)
- -High price-to-income ratio makes financing challenging
Counties in Charlottesville, VA
Section 8 in Charlottesville, VA: payment standards by ZIP, PHA waitlist status, and voucher counts are on VoucherMatch, the same HUD dataset with the tenant demand side attached.
Compare to Similar Metros
| Metro Area | Verdict | ||||||
|---|---|---|---|---|---|---|---|
Big Stone Gap, VA Big Stone Gap, VA | 68 | $132,455 | Est. | Buy | View | ||
Wisconsin Rapids, WI Wisconsin Rapids, WI | 68 | $229,999 | $1,066 | 5.56% | Buy | View | |
Calhoun, GA Calhoun, GA | 68 | $279,627 | $1,635 | 7.02% | Buy | View | |
Parsons, KS Parsons, KS | 68 | $97,701 | Est. | Buy | View | ||
Austin, MN Austin, MN | 68 | $205,004 | $977 | 5.72% | Buy | View | |
Current Charlottesville, VA | 48 | $473,058 | $2,068 | 5.24% | Hold |
Rent vs buy in this metro
The Bottom Line
The Charlottesville, VA metro area scores 48/100, ranking #748 of 894 US metros (top 84%). The 5.24% rent-to-price ratio may require targeting specific counties or creative strategies for positive cash flow. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.