Metropolitan Area

Clarksville, TN

Tennessee0
53
/100
Hold
#679 of 894 metros
Top 76% nationally for investing

Market Snapshot

$292,990
Median Home Price
15% above national median
$1,342/mo
Median Rent
3% below national median
5.50%
Rent-to-Price Ratio
Top 61% nationally
-$751
Est. Monthly Cash Flow
With 20% down at 7.4% rate

Home values and rents: available snapshot

Only one observation is stored for Clarksville, TN. A historical trend cannot be calculated from this snapshot.

Typical home value (ZHVI)
$292,990
Source period: 2026-05-31
Monthly rent index (ZORI)
$1,342
Source period: 2026-05-31

Stored snapshot: 2026-06-29. Source dates describe the underlying observations, not today’s market.

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$292,990
Down Payment (20%)$58,598
Loan Amount$234,392
Interest Rate7.40%

Monthly Cash Flow

Gross Rent+$1,342
Monthly P&I-$1,623
Est. Expenses (35%)-$470
Net Cash Flow-$751/mo
3.6%
Cap Rate (all cash)
-13.4%
Cash-on-Cash Return
5.50%
Rent-to-Price Ratio
Negative leverage: At 7.40% rates, borrowing costs exceed the 3.6% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Score Breakdown

Overall Investment Score
53/100
53
Cash Flow(30%)
52/100

Based on 5.50% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
47/100

Based on -1.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
67/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Low unemployment (0.0%)

Challenges

  • -Declining home values (-1.0% YoY)
  • -Negative cash flow at typical financing (-$751/mo)
  • -Negative leverage (cap rate 3.6% < mortgage rate 7.4%)

Counties in Clarksville, TN

County data is being compiled for this metro area.

Section 8 in Clarksville, TN: payment standards by ZIP, PHA waitlist status, and voucher counts are on VoucherMatch, the same HUD dataset with the tenant demand side attached.

Compare to Similar Metros

Metro AreaVerdict
Columbus, MS
Columbus, MS
73$190,558$1,3918.76%BuyView
Salina, KS
Salina, KS
73$180,234$1,0446.95%BuyView
Marion, IN
Marion, IN
73$156,372$8866.80%BuyView
Oneonta, NY
Oneonta, NY
73$216,762$1,4798.19%BuyView
Fairmont, WV
Fairmont, WV
73$169,410$1,1488.13%BuyView
Current
Clarksville, TN
53$292,990$1,3425.50%Hold

The Bottom Line

HoldClarksville, TN is a neutral market. Consider house hacking or targeting below-market deals in specific counties.

The Clarksville, TN metro area scores 53/100, ranking #679 of 894 US metros (top 76%). The 5.50% rent-to-price ratio may require targeting specific counties or creative strategies for positive cash flow. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-751/mo
Cap Rate
3.6%
Cash-on-Cash
-15.4%

Ready to Invest in Clarksville, TN?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.