Metropolitan Area

Crossville, TN

Tennessee0
58
/100
Hold
#572 of 894 metros
Top 64% nationally for investing

Market Snapshot

$310,175
Median Home Price
22% above national median
$1,543/mo
Median Rent
11% above national median
5.97%
Rent-to-Price Ratio
Top 47% nationally
-$623
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Median Home Price

Median Rent

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$310,175
Down Payment (20%)$62,035
Loan Amount$248,140
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,543
Monthly P&I-$1,626
Est. Expenses (35%)-$540
Net Cash Flow-$623/mo
3.9%
Cap Rate (all cash)
-10.5%
Cash-on-Cash Return
5.97%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.9% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
58/100
58
Cash Flow(30%)
60/100

Based on 5.97% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
58/100

Based on 1.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
64/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Low unemployment (0.0%)

Challenges

  • -Negative cash flow at typical financing (-$623/mo)
  • -Negative leverage (cap rate 3.9% < mortgage rate 6.9%)

Counties in Crossville, TN

County data is being compiled for this metro area.

Compare to Similar Metros

Metro AreaVerdict
Muscatine, IA
Muscatine, IA
78$203,082Est.Strong BuyView
Danville, IL
Danville, IL
78$99,458$89110.75%Strong BuyView
Grenada, MS
Grenada, MS
78$132,409Est.Strong BuyView
Spencer, IA
Spencer, IA
78$195,413Est.Strong BuyView
Selma, AL
Selma, AL
78$90,709Est.Strong BuyView
Current
Crossville, TN
58$310,175$1,5435.97%Hold

The Bottom Line

HoldCrossville, TN is a neutral market. Consider house hacking or targeting below-market deals in specific counties.

The Crossville, TN metro area scores 58/100, ranking #572 of 894 US metros (top 64%). The 5.97% rent-to-price ratio may require targeting specific counties or creative strategies for positive cash flow. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-623/mo
Cap Rate
3.9%
Cash-on-Cash
-12.1%

Ready to Invest in Crossville, TN?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.

Single Family1-4 unit rentalsHouse HackOwner-occupiedMultifamily5+ unit properties
Explore Other Markets