Metropolitan Area

Daphne, AL

Alabama0
49
/100
Hold
#731 of 894 metros
Top 82% nationally for investing

Market Snapshot

$373,114
Median Home Price
47% above national median
$1,663/mo
Median Rent
20% above national median
5.35%
Rent-to-Price Ratio
Top 65% nationally
-$875
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Median Home Price

Median Rent

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

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20%
5%50%100%

Purchase

Purchase Price$373,114
Down Payment (20%)$74,623
Loan Amount$298,491
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,663
Monthly P&I-$1,956
Est. Expenses (35%)-$582
Net Cash Flow-$874/mo
3.5%
Cap Rate (all cash)
-12.2%
Cash-on-Cash Return
5.35%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.5% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

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Score Breakdown

Overall Investment Score
49/100
49
Cash Flow(30%)
50/100

Based on 5.35% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
45/100

Based on -1.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
50/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Low unemployment (0.0%)

Challenges

  • -Declining home values (-1.0% YoY)
  • -Negative cash flow at typical financing (-$875/mo)
  • -Negative leverage (cap rate 3.5% < mortgage rate 6.9%)

Counties in Daphne, AL

County data is being compiled for this metro area.

Compare to Similar Metros

Metro AreaVerdict
Marquette, MI
Marquette, MI
69$257,860$1,4456.72%BuyView
Jasper, IN
Jasper, IN
69$246,716$1,2426.04%BuyView
Muskogee, OK
Muskogee, OK
69$159,251$9817.39%BuyView
Hobbs, NM
Hobbs, NM
69$202,522$1,4338.49%BuyView
Storm Lake, IA
Storm Lake, IA
69$190,674Est.BuyView
Current
Daphne, AL
49$373,114$1,6635.35%Hold

The Bottom Line

HoldDaphne, AL is a neutral market. Consider house hacking or targeting below-market deals in specific counties.

The Daphne, AL metro area scores 49/100, ranking #731 of 894 US metros (top 82%). The 5.35% rent-to-price ratio may require targeting specific counties or creative strategies for positive cash flow. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-875/mo
Cap Rate
3.5%
Cash-on-Cash
-14.1%

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