Metropolitan Area

Eau Claire, WI

Wisconsin0
54
/100
Hold
#661 of 894 metros
Top 74% nationally for investing

Market Snapshot

$327,164
Median Home Price
28% above national median
$1,220/mo
Median Rent
12% below national median
4.47%
Rent-to-Price Ratio
Top 85% nationally
-$922
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Home values and rents: available snapshot

Only one observation is stored for Eau Claire, WI. A historical trend cannot be calculated from this snapshot.

Typical home value (ZHVI)
$327,164
Source period: 2026-05-31
Monthly rent index (ZORI)
$1,220
Source period: 2026-05-31

Stored snapshot: 2026-06-29. Source dates describe the underlying observations, not today’s market.

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$327,164
Down Payment (20%)$65,433
Loan Amount$261,731
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,220
Monthly P&I-$1,715
Est. Expenses (35%)-$427
Net Cash Flow-$922/mo
2.9%
Cap Rate (all cash)
-14.7%
Cash-on-Cash Return
4.47%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 2.9% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Score Breakdown

Overall Investment Score
54/100
54
Cash Flow(30%)
37/100

Based on 4.47% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
73/100

Based on 2.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
60/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Low unemployment (0.0%)

Challenges

  • -Below-average rent-to-price ratio (4.47%)
  • -Negative cash flow at typical financing (-$922/mo)
  • -Negative leverage (cap rate 2.9% < mortgage rate 6.9%)

Counties in Eau Claire, WI

County data is being compiled for this metro area.

Section 8 in Eau Claire, WI: payment standards by ZIP, PHA waitlist status, and voucher counts are on VoucherMatch, the same HUD dataset with the tenant demand side attached.

Compare to Similar Metros

Metro AreaVerdict
Cadillac, MI
Cadillac, MI
74$235,398Est.BuyView
Hutchinson, KS
Hutchinson, KS
74$156,249$8266.34%BuyView
Charleston, IL
Charleston, IL
74$150,699$7876.26%BuyView
Atchison, KS
Atchison, KS
74$185,434Est.BuyView
Cortland, NY
Cortland, NY
74$202,961$1,3087.73%BuyView
Current
Eau Claire, WI
54$327,164$1,2204.47%Hold

The Bottom Line

HoldEau Claire, WI is a neutral market. Consider house hacking or targeting below-market deals in specific counties.

The Eau Claire, WI metro area scores 54/100, ranking #661 of 894 US metros (top 74%). The 4.47% rent-to-price ratio may require targeting specific counties or creative strategies for positive cash flow. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-922/mo
Cap Rate
2.9%
Cash-on-Cash
-16.9%

Ready to Invest in Eau Claire, WI?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.