Metropolitan Area

Huntsville, AL

Alabama0
54
/100
Hold
#661 of 894 metros
Top 74% nationally for investing

Market Snapshot

$316,645
Median Home Price
24% above national median
$1,385/mo
Median Rent
0% below national median
5.25%
Rent-to-Price Ratio
Top 68% nationally
-$759
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Median Home Price

Median Rent

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$316,645
Down Payment (20%)$63,329
Loan Amount$253,316
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,385
Monthly P&I-$1,660
Est. Expenses (35%)-$485
Net Cash Flow-$760/mo
3.4%
Cap Rate (all cash)
-12.5%
Cash-on-Cash Return
5.25%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.4% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

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Score Breakdown

Overall Investment Score
54/100
54
Cash Flow(30%)
49/100

Based on 5.25% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
57/100

Based on 1.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
62/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Low unemployment (0.0%)

Challenges

  • -Below-average rent-to-price ratio (5.25%)
  • -Negative cash flow at typical financing (-$759/mo)
  • -Negative leverage (cap rate 3.4% < mortgage rate 6.9%)

Counties in Huntsville, AL

County data is being compiled for this metro area.

Compare to Similar Metros

Metro AreaVerdict
Cadillac, MI
Cadillac, MI
74$235,398Est.BuyView
Hutchinson, KS
Hutchinson, KS
74$156,249$8266.34%BuyView
Charleston, IL
Charleston, IL
74$150,699$7876.26%BuyView
Atchison, KS
Atchison, KS
74$185,434Est.BuyView
Cortland, NY
Cortland, NY
74$202,961$1,3087.73%BuyView
Current
Huntsville, AL
54$316,645$1,3855.25%Hold

Rent vs buy in this metro

Rent vs buy in Huntsville, ALMedian $305,199 · rent $1,379/mo

The Bottom Line

HoldHuntsville, AL is a neutral market. Consider house hacking or targeting below-market deals in specific counties.

The Huntsville, AL metro area scores 54/100, ranking #661 of 894 US metros (top 74%). The 5.25% rent-to-price ratio may require targeting specific counties or creative strategies for positive cash flow. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-759/mo
Cap Rate
3.4%
Cash-on-Cash
-14.4%

Ready to Invest in Huntsville, AL?

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