Metropolitan Area

Jamestown, NY

New York0
75
/100
Strong Buy
#91 of 894 metros
Top 10% nationally for investing

Market Snapshot

$176,823
Median Home Price
31% below national median
$1,110/mo
Median Rent
20% below national median
7.53%
Rent-to-Price Ratio
Top 17% nationally
-$205
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Median Home Price

Median Rent

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

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20%
5%50%100%

Purchase

Purchase Price$176,823
Down Payment (20%)$35,365
Loan Amount$141,458
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,110
Monthly P&I-$927
Est. Expenses (35%)-$389
Net Cash Flow-$206/mo
4.9%
Cap Rate (all cash)
-6.1%
Cash-on-Cash Return
7.53%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 4.9% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

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Score Breakdown

Overall Investment Score
75/100
75
Cash Flow(30%)
75/100

Based on 7.53% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
84/100

Based on 4.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
92/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Above-average rent-to-price ratio (7.53%)
  • +Affordable relative to local incomes
  • +Low unemployment (0.0%)

Challenges

  • -Negative cash flow at typical financing (-$205/mo)
  • -Negative leverage (cap rate 4.9% < mortgage rate 6.9%)

Counties in Jamestown, NY

County data is being compiled for this metro area.

Compare to Similar Metros

Metro AreaVerdict
Coffeyville, KS
Coffeyville, KS
85$101,366$86210.20%Strong BuyView
Blytheville, AR
Blytheville, AR
84$115,156$1,06411.08%Strong BuyView
Roanoke Rapids, NC
Roanoke Rapids, NC
84$107,523$1,07712.02%Strong BuyView
Enid, OK
Enid, OK
83$144,157$1,25010.40%Strong BuyView
Houghton, MI
Houghton, MI
83$194,696$1,73310.68%Strong BuyView
Current
Jamestown, NY
75$176,823$1,1107.53%Strong Buy

The Bottom Line

Strong BuyJamestown, NY is a strong buy market with excellent fundamentals for buy-and-hold investors.

The Jamestown, NY metro area scores 75/100, ranking #91 of 894 US metros (top 10%). The 7.53% rent-to-price ratio indicates moderate cash flow potential.

Monthly Cash Flow
$-205/mo
Cap Rate
4.9%
Cash-on-Cash
-7.0%

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