Metropolitan Area

Keene, NH

New Hampshire0
58
/100
Hold
#572 of 894 metros
Top 64% nationally for investing

Market Snapshot

$394,030
Median Home Price
55% above national median
$1,821/mo
Median Rent
31% above national median
5.55%
Rent-to-Price Ratio
Top 59% nationally
-$999
Est. Monthly Cash Flow
With 20% down at 7.4% rate

Home values and rents: available snapshot

Only one observation is stored for Keene, NH. A historical trend cannot be calculated from this snapshot.

Typical home value (ZHVI)
$394,030
Source period: 2026-05-31
Monthly rent index (ZORI)
$1,821
Source period: 2026-05-31

Stored snapshot: 2026-06-29. Source dates describe the underlying observations, not today’s market.

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$394,030
Down Payment (20%)$78,806
Loan Amount$315,224
Interest Rate7.40%

Monthly Cash Flow

Gross Rent+$1,821
Monthly P&I-$2,183
Est. Expenses (35%)-$637
Net Cash Flow-$999/mo
3.6%
Cap Rate (all cash)
-13.2%
Cash-on-Cash Return
5.55%
Rent-to-Price Ratio
Negative leverage: At 7.40% rates, borrowing costs exceed the 3.6% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Score Breakdown

Overall Investment Score
58/100
58
Cash Flow(30%)
53/100

Based on 5.55% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
83/100

Based on 4.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
46/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Low unemployment (0.0%)

Challenges

  • -Negative cash flow at typical financing (-$999/mo)
  • -Negative leverage (cap rate 3.6% < mortgage rate 7.4%)

Counties in Keene, NH

County data is being compiled for this metro area.

Compare to Similar Metros

Metro AreaVerdict
Spencer, IA
Spencer, IA
78$195,413Est.Strong BuyView
Muscatine, IA
Muscatine, IA
78$203,082Est.Strong BuyView
Grenada, MS
Grenada, MS
78$132,409Est.Strong BuyView
Danville, IL
Danville, IL
78$99,458$89110.75%Strong BuyView
Selma, AL
Selma, AL
78$90,709Est.Strong BuyView
Current
Keene, NH
58$394,030$1,8215.55%Hold

The Bottom Line

HoldKeene, NH is a neutral market. Consider house hacking or targeting below-market deals in specific counties.

The Keene, NH metro area scores 58/100, ranking #572 of 894 US metros (top 64%). The 5.55% rent-to-price ratio may require targeting specific counties or creative strategies for positive cash flow. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-999/mo
Cap Rate
3.6%
Cash-on-Cash
-15.2%

Ready to Invest in Keene, NH?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.