Metropolitan Area

Pine Bluff, AR

Arkansas0
78
/100
Strong Buy
#43 of 894 metros
Top 5% nationally for investing

Market Snapshot

$101,382
Median Home Price
60% below national median
$844/mo
Median Rent
39% below national median
10.00%
Rent-to-Price Ratio
Top 2% nationally
+$17
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Median Home Price

Median Rent

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

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20%
5%50%100%

Purchase

Purchase Price$101,382
Down Payment (20%)$20,276
Loan Amount$81,106
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$844
Monthly P&I-$531
Est. Expenses (35%)-$296
Net Cash Flow+$17/mo
6.5%
Cap Rate (all cash)
0.9%
Cash-on-Cash Return
10.00%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 6.5% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

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Score Breakdown

Overall Investment Score
78/100
78
Cash Flow(30%)
100/100

Based on 10.00% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
63/100

Based on 1.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
100/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Above-average rent-to-price ratio (10.00%)
  • +Affordable relative to local incomes
  • +Low unemployment (0.0%)

Challenges

  • -Negative leverage (cap rate 6.5% < mortgage rate 6.9%)

Counties in Pine Bluff, AR

County data is being compiled for this metro area.

Compare to Similar Metros

Metro AreaVerdict
Coffeyville, KS
Coffeyville, KS
85$101,366$86210.20%Strong BuyView
Blytheville, AR
Blytheville, AR
84$115,156$1,06411.08%Strong BuyView
Roanoke Rapids, NC
Roanoke Rapids, NC
84$107,523$1,07712.02%Strong BuyView
Enid, OK
Enid, OK
83$144,157$1,25010.40%Strong BuyView
Houghton, MI
Houghton, MI
83$194,696$1,73310.68%Strong BuyView
Current
Pine Bluff, AR
78$101,382$84410.00%Strong Buy

The Bottom Line

Strong BuyPine Bluff, AR is a strong buy market with excellent fundamentals for buy-and-hold investors.

The Pine Bluff, AR metro area scores 78/100, ranking #43 of 894 US metros (top 5%). The 10.00% rent-to-price ratio exceeds the 1% rule target, suggesting strong cash flow potential across the metro. At current rates with 20% down, a median-priced property could generate approximately $17/month in cash flow.

Monthly Cash Flow
+$17/mo
Cap Rate
6.5%
Cash-on-Cash
1.0%

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