Metropolitan Area

Pinehurst, NC

North Carolina0
51
/100
Hold
#707 of 894 metros
Top 79% nationally for investing

Market Snapshot

$415,936
Median Home Price
63% above national median
$1,903/mo
Median Rent
37% above national median
5.49%
Rent-to-Price Ratio
Top 61% nationally
-$944
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Median Home Price

Median Rent

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$415,936
Down Payment (20%)$83,187
Loan Amount$332,749
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,903
Monthly P&I-$2,180
Est. Expenses (35%)-$666
Net Cash Flow-$944/mo
3.6%
Cap Rate (all cash)
-11.8%
Cash-on-Cash Return
5.49%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.6% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Score Breakdown

Overall Investment Score
51/100
51
Cash Flow(30%)
52/100

Based on 5.49% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
59/100

Based on 1.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
41/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Low unemployment (0.0%)

Challenges

  • -Negative cash flow at typical financing (-$944/mo)
  • -Negative leverage (cap rate 3.6% < mortgage rate 6.9%)

Counties in Pinehurst, NC

County data is being compiled for this metro area.

Compare to Similar Metros

Metro AreaVerdict
Batesville, AR
Batesville, AR
71$166,034$8816.37%BuyView
Somerset, PA
Somerset, PA
71$177,812$9096.14%BuyView
Richmond, IN
Richmond, IN
71$173,900$8706.01%BuyView
Marinette, WI
Marinette, WI
71$207,601$1,0165.87%BuyView
Bogalusa, LA
Bogalusa, LA
71$137,476Est.BuyView
Current
Pinehurst, NC
51$415,936$1,9035.49%Hold

The Bottom Line

HoldPinehurst, NC is a neutral market. Consider house hacking or targeting below-market deals in specific counties.

The Pinehurst, NC metro area scores 51/100, ranking #707 of 894 US metros (top 79%). The 5.49% rent-to-price ratio may require targeting specific counties or creative strategies for positive cash flow. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-944/mo
Cap Rate
3.6%
Cash-on-Cash
-13.6%

Ready to Invest in Pinehurst, NC?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.