Metropolitan Area

Port St. Lucie, FL

Florida0
53
/100
Hold
#679 of 894 metros
Top 76% nationally for investing

Market Snapshot

$383,275
Median Home Price
50% above national median
$2,332/mo
Median Rent
68% above national median
7.30%
Rent-to-Price Ratio
Top 20% nationally
-$607
Est. Monthly Cash Flow
With 20% down at 7.4% rate

Price History

Median Home Price

Median Rent

Stored observations from 2016-07-31 to 2026-06-29. Source: Zillow ZHVI/ZORI. Missing rents are shown as gaps.

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$383,275
Down Payment (20%)$76,655
Loan Amount$306,620
Interest Rate7.40%

Monthly Cash Flow

Gross Rent+$2,332
Monthly P&I-$2,123
Est. Expenses (35%)-$816
Net Cash Flow-$607/mo
4.8%
Cap Rate (all cash)
-8.3%
Cash-on-Cash Return
7.30%
Rent-to-Price Ratio
Negative leverage: At 7.40% rates, borrowing costs exceed the 4.8% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Score Breakdown

Overall Investment Score
53/100
53
Cash Flow(30%)
73/100

Based on 7.30% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
35/100

Based on -3.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
48/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Above-average rent-to-price ratio (7.30%)
  • +Low unemployment (0.0%)

Challenges

  • -Declining home values (-3.0% YoY)
  • -Negative cash flow at typical financing (-$607/mo)
  • -Negative leverage (cap rate 4.7% < mortgage rate 7.4%)

Counties in Port St. Lucie, FL

County data is being compiled for this metro area.

Section 8 in Port St. Lucie, FL: payment standards by ZIP, PHA waitlist status, and voucher counts are on VoucherMatch, the same HUD dataset with the tenant demand side attached.

Compare to Similar Metros

Metro AreaVerdict
Columbus, MS
Columbus, MS
73$190,558$1,3918.76%BuyView
Salina, KS
Salina, KS
73$180,234$1,0446.95%BuyView
Marion, IN
Marion, IN
73$156,372$8866.80%BuyView
Oneonta, NY
Oneonta, NY
73$216,762$1,4798.19%BuyView
Fairmont, WV
Fairmont, WV
73$169,410$1,1488.13%BuyView
Current
Port St. Lucie, FL
53$383,275$2,3327.30%Hold

The Bottom Line

HoldPort St. Lucie, FL is a neutral market. Consider house hacking or targeting below-market deals in specific counties.

The Port St. Lucie, FL metro area scores 53/100, ranking #679 of 894 US metros (top 76%). The 7.30% rent-to-price ratio falls below the 1% monthly rent rule (12% annually). Check operating costs and financing before making an offer. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-607/mo
Cap Rate
4.7%
Cash-on-Cash
-9.5%

Ready to Invest in Port St. Lucie, FL?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.