Metropolitan Area

Port St. Lucie, FL

Florida0
53
/100
Hold
#679 of 894 metros
Top 76% nationally for investing

Market Snapshot

$383,275
Median Home Price
50% above national median
$2,332/mo
Median Rent
68% above national median
7.30%
Rent-to-Price Ratio
Top 20% nationally
-$493
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Median Home Price

Median Rent

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$383,275
Down Payment (20%)$76,655
Loan Amount$306,620
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$2,332
Monthly P&I-$2,009
Est. Expenses (35%)-$816
Net Cash Flow-$493/mo
4.8%
Cap Rate (all cash)
-6.7%
Cash-on-Cash Return
7.30%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 4.8% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

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Score Breakdown

Overall Investment Score
53/100
53
Cash Flow(30%)
73/100

Based on 7.30% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
35/100

Based on -3.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
48/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Above-average rent-to-price ratio (7.30%)
  • +Low unemployment (0.0%)

Challenges

  • -Declining home values (-3.0% YoY)
  • -Negative cash flow at typical financing (-$493/mo)
  • -Negative leverage (cap rate 4.7% < mortgage rate 6.9%)

Counties in Port St. Lucie, FL

County data is being compiled for this metro area.

Compare to Similar Metros

Metro AreaVerdict
Columbus, MS
Columbus, MS
73$190,558$1,3918.76%BuyView
Salina, KS
Salina, KS
73$180,234$1,0446.95%BuyView
Marion, IN
Marion, IN
73$156,372$8866.80%BuyView
Oneonta, NY
Oneonta, NY
73$216,762$1,4798.19%BuyView
Fairmont, WV
Fairmont, WV
73$169,410$1,1488.13%BuyView
Current
Port St. Lucie, FL
53$383,275$2,3327.30%Hold

Rent vs buy in this metro

Rent vs buy in Port St. Lucie, FLMedian $367,976 · rent $2,302/mo

The Bottom Line

HoldPort St. Lucie, FL is a neutral market. Consider house hacking or targeting below-market deals in specific counties.

The Port St. Lucie, FL metro area scores 53/100, ranking #679 of 894 US metros (top 76%). The 7.30% rent-to-price ratio indicates moderate cash flow potential. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-493/mo
Cap Rate
4.7%
Cash-on-Cash
-7.7%

Ready to Invest in Port St. Lucie, FL?

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