Metropolitan Area

Rocky Mount, NC

North Carolina0
64
/100
Buy
#386 of 894 metros
Top 43% nationally for investing

Market Snapshot

$201,686
Median Home Price
21% below national median
$1,204/mo
Median Rent
13% below national median
7.16%
Rent-to-Price Ratio
Top 22% nationally
-$335
Est. Monthly Cash Flow
With 20% down at 7.4% rate

Home values and rents: available snapshot

Only one observation is stored for Rocky Mount, NC. A historical trend cannot be calculated from this snapshot.

Typical home value (ZHVI)
$201,686
Source period: 2026-05-31
Monthly rent index (ZORI)
$1,204
Source period: 2026-05-31

Stored snapshot: 2026-06-29. Source dates describe the underlying observations, not today’s market.

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$201,686
Down Payment (20%)$40,337
Loan Amount$161,349
Interest Rate7.40%

Monthly Cash Flow

Gross Rent+$1,204
Monthly P&I-$1,117
Est. Expenses (35%)-$421
Net Cash Flow-$334/mo
4.7%
Cap Rate (all cash)
-8.6%
Cash-on-Cash Return
7.16%
Rent-to-Price Ratio
Negative leverage: At 7.40% rates, borrowing costs exceed the 4.7% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Score Breakdown

Overall Investment Score
64/100
64
Cash Flow(30%)
72/100

Based on 7.16% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
53/100

Based on 0.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
87/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Above-average rent-to-price ratio (7.16%)
  • +Affordable relative to local incomes
  • +Low unemployment (0.0%)

Challenges

  • -Negative cash flow at typical financing (-$335/mo)
  • -Negative leverage (cap rate 4.7% < mortgage rate 7.4%)

Counties in Rocky Mount, NC

County data is being compiled for this metro area.

Section 8 in Rocky Mount, NC: payment standards by ZIP, PHA waitlist status, and voucher counts are on VoucherMatch, the same HUD dataset with the tenant demand side attached.

Compare to Similar Metros

Metro AreaVerdict
Blytheville, AR
Blytheville, AR
84$115,156$1,06411.08%Strong BuyView
Roanoke Rapids, NC
Roanoke Rapids, NC
84$107,523$1,07712.02%Strong BuyView
Enid, OK
Enid, OK
83$144,157$1,25010.40%Strong BuyView
Houghton, MI
Houghton, MI
83$194,696$1,73310.68%Strong BuyView
Big Spring, TX
Big Spring, TX
83$150,742$1,34010.67%Strong BuyView
Current
Rocky Mount, NC
64$201,686$1,2047.16%Buy

The Bottom Line

BuyRocky Mount, NC offers solid investment potential with good cash flow or appreciation prospects.

The Rocky Mount, NC metro area scores 64/100, ranking #386 of 894 US metros (top 43%). The 7.16% rent-to-price ratio falls below the 1% monthly rent rule (12% annually). Check operating costs and financing before making an offer. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-335/mo
Cap Rate
4.7%
Cash-on-Cash
-10.0%

Ready to Invest in Rocky Mount, NC?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.