Metropolitan Area

Rolla, MO

Missouri0
60
/100
Buy
#519 of 894 metros
Top 58% nationally for investing

Market Snapshot

$232,850
Median Home Price
9% below national median
$849/mo
Median Rent
39% below national median
4.37%
Rent-to-Price Ratio
Top 88% nationally
-$738
Est. Monthly Cash Flow
With 20% down at 7.4% rate

Home values and rents: available snapshot

Only one observation is stored for Rolla, MO. A historical trend cannot be calculated from this snapshot.

Typical home value (ZHVI)
$232,850
Source period: 2026-05-31
Monthly rent index (ZORI)
$849
Source period: 2026-05-31

Stored snapshot: 2026-06-29. Source dates describe the underlying observations, not today’s market.

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$232,850
Down Payment (20%)$46,570
Loan Amount$186,280
Interest Rate7.40%

Monthly Cash Flow

Gross Rent+$849
Monthly P&I-$1,290
Est. Expenses (35%)-$297
Net Cash Flow-$738/mo
2.8%
Cap Rate (all cash)
-16.5%
Cash-on-Cash Return
4.37%
Rent-to-Price Ratio
Negative leverage: At 7.40% rates, borrowing costs exceed the 2.8% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Score Breakdown

Overall Investment Score
60/100
60
Cash Flow(30%)
36/100

Based on 4.37% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
83/100

Based on 4.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
80/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Affordable relative to local incomes
  • +Low unemployment (0.0%)

Challenges

  • -Below-average rent-to-price ratio (4.37%)
  • -Negative cash flow at typical financing (-$738/mo)
  • -Negative leverage (cap rate 2.8% < mortgage rate 7.4%)

Counties in Rolla, MO

County data is being compiled for this metro area.

Compare to Similar Metros

Metro AreaVerdict
Decatur, IL
Decatur, IL
80$126,931$9288.77%Strong BuyView
Corning, NY
Corning, NY
80$171,646$1,2939.04%Strong BuyView
Guymon, OK
Guymon, OK
80$168,571Est.Strong BuyView
Union City, TN
Union City, TN
80$166,036Est.Strong BuyView
Orangeburg, SC
Orangeburg, SC
80$163,772$1,3209.67%Strong BuyView
Current
Rolla, MO
60$232,850$8494.37%Buy

The Bottom Line

BuyRolla, MO offers solid investment potential with good cash flow or appreciation prospects.

The Rolla, MO metro area scores 60/100, ranking #519 of 894 US metros (top 58%). The 4.37% rent-to-price ratio may require targeting specific counties or creative strategies for positive cash flow. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-738/mo
Cap Rate
2.8%
Cash-on-Cash
-19.0%

Ready to Invest in Rolla, MO?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.