Metropolitan Area

San Angelo, TX

Texas0
60
/100
Buy
#519 of 894 metros
Top 58% nationally for investing

Market Snapshot

$236,295
Median Home Price
7% below national median
$1,270/mo
Median Rent
8% below national median
6.45%
Rent-to-Price Ratio
Top 36% nationally
-$413
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Median Home Price

Median Rent

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$236,295
Down Payment (20%)$47,259
Loan Amount$189,036
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,270
Monthly P&I-$1,239
Est. Expenses (35%)-$445
Net Cash Flow-$413/mo
4.2%
Cap Rate (all cash)
-9.1%
Cash-on-Cash Return
6.45%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 4.2% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Score Breakdown

Overall Investment Score
60/100
60
Cash Flow(30%)
65/100

Based on 6.45% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
50/100

Based on 0.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
79/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Affordable relative to local incomes
  • +Low unemployment (0.0%)

Challenges

  • -Negative cash flow at typical financing (-$413/mo)
  • -Negative leverage (cap rate 4.2% < mortgage rate 6.9%)

Counties in San Angelo, TX

County data is being compiled for this metro area.

Compare to Similar Metros

Metro AreaVerdict
Decatur, IL
Decatur, IL
80$126,931$9288.77%Strong BuyView
Corning, NY
Corning, NY
80$171,646$1,2939.04%Strong BuyView
Guymon, OK
Guymon, OK
80$168,571Est.Strong BuyView
Union City, TN
Union City, TN
80$166,036Est.Strong BuyView
Orangeburg, SC
Orangeburg, SC
80$163,772$1,3209.67%Strong BuyView
Current
San Angelo, TX
60$236,295$1,2706.45%Buy

The Bottom Line

BuySan Angelo, TX offers solid investment potential with good cash flow or appreciation prospects.

The San Angelo, TX metro area scores 60/100, ranking #519 of 894 US metros (top 58%). The 6.45% rent-to-price ratio indicates moderate cash flow potential. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-413/mo
Cap Rate
4.2%
Cash-on-Cash
-10.5%

Ready to Invest in San Angelo, TX?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.