Price History
Median Home Price
Median Rent
Stored observations from 2016-06-30 to 2026-06-29. Source: Zillow ZHVI/ZORI. Missing rents are shown as gaps.
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Purchase
Monthly Cash Flow
* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.
Score Breakdown
Based on 2.70% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.
Based on -1.0% YoY price growth. Moderate growth (3-8%) scores highest.
Based on 0.0% population growth. Growing areas indicate economic stability.
Based on price relative to estimated local incomes.
Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.
Investment Outlook
Strengths
- +Low unemployment (0.0%)
Challenges
- -Below-average rent-to-price ratio (2.70%)
- -Declining home values (-1.0% YoY)
- -Negative cash flow at typical financing (-$6,086/mo)
- -Negative leverage (cap rate 1.8% < mortgage rate 6.9%)
Counties in San Jose, CA
Section 8 in San Jose, CA: payment standards by ZIP, PHA waitlist status, and voucher counts are on VoucherMatch, the same HUD dataset with the tenant demand side attached.
Compare to Similar Metros
| Metro Area | Verdict | ||||||
|---|---|---|---|---|---|---|---|
Vineyard Haven, MA Vineyard Haven, MA | 47 | $1,554,664 | Est. | Hold | View | ||
Newport, OR Newport, OR | 47 | $475,309 | $2,037 | 5.14% | Hold | View | |
Coos Bay, OR Coos Bay, OR | 47 | $350,616 | $1,502 | 5.14% | Hold | View | |
Rexburg, ID Rexburg, ID | 47 | $441,955 | $1,139 | 3.09% | Hold | View | |
Morgan City, LA Morgan City, LA | 47 | $117,177 | Est. | Hold | View | ||
Current San Jose, CA | 27 | $1,610,466 | $3,625 | 2.70% | Avoid |
Rent vs buy in this metro
The Bottom Line
The San Jose, CA metro area scores 27/100, ranking #893 of 894 US metros (top 100%). The 2.70% rent-to-price ratio may require targeting specific counties or creative strategies for positive cash flow. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.