Home values and rents: available snapshot
Only one observation is stored for Somerset, KY. A historical trend cannot be calculated from this snapshot.
- Typical home value (ZHVI)
- $183,897
- Source period: 2026-05-31
- Monthly rent index (ZORI)
- $1,277
- Source period: 2026-05-31
Stored snapshot: 2026-06-29. Source dates describe the underlying observations, not today’s market.
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Purchase
Monthly Cash Flow
* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.
Score Breakdown
Based on 8.33% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.
Based on -4.0% YoY price growth. Moderate growth (3-8%) scores highest.
Based on 0.0% population growth. Growing areas indicate economic stability.
Based on price relative to estimated local incomes.
Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.
Investment Outlook
Strengths
- +Above-average rent-to-price ratio (8.33%)
- +Affordable relative to local incomes
- +Low unemployment (0.0%)
Challenges
- -Declining home values (-4.0% YoY)
- -Negative leverage (cap rate 5.4% < mortgage rate 6.9%)
Counties in Somerset, KY
Compare to Similar Metros
| Metro Area | Verdict | ||||||
|---|---|---|---|---|---|---|---|
Big Spring, TX Big Spring, TX | 83 | $150,742 | $1,340 | 10.67% | Strong Buy | View | |
Taylorville, IL Taylorville, IL | 83 | $135,319 | Est. | Strong Buy | View | ||
Enid, OK Enid, OK | 83 | $144,157 | $1,250 | 10.40% | Strong Buy | View | |
Houghton, MI Houghton, MI | 83 | $194,696 | $1,733 | 10.68% | Strong Buy | View | |
Kingsville, TX Kingsville, TX | 83 | $150,547 | $1,257 | 10.02% | Strong Buy | View | |
Current Somerset, KY | 63 | $183,897 | $1,277 | 8.33% | Buy |
The Bottom Line
The Somerset, KY metro area scores 63/100, ranking #422 of 894 US metros (top 47%). The 8.33% rent-to-price ratio falls below the 1% monthly rent rule (12% annually). Check operating costs and financing before making an offer.