Home values and rents: available snapshot
Only one observation is stored for Spirit Lake, IA. A historical trend cannot be calculated from this snapshot.
- Typical home value (ZHVI)
- $385,260
- Source period: 2026-05-31
- Monthly rent index (ZORI)
- Unavailable
- Source period: Unavailable
Stored snapshot: 2026-06-29. Source dates describe the underlying observations, not today’s market.
Score Breakdown
Rent data not available for cash flow calculation.
Based on 2.0% YoY price growth. Moderate growth (3-8%) scores highest.
Based on 0.0% population growth. Growing areas indicate economic stability.
Based on price relative to estimated local incomes.
Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.
Investment Outlook
Strengths
- +Low unemployment (0.0%)
Challenges
- -Negative cash flow at typical financing (-$2,020/mo)
- -Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
Counties in Spirit Lake, IA
Compare to Similar Metros
| Metro Area | Verdict | ||||||
|---|---|---|---|---|---|---|---|
Arkadelphia, AR Arkadelphia, AR | 76 | $165,028 | Est. | Strong Buy | View | ||
Borger, TX Borger, TX | 76 | $125,351 | $1,000 | 9.57% | Strong Buy | View | |
Marietta, OH Marietta, OH | 76 | $187,264 | $1,250 | 8.01% | Strong Buy | View | |
Fremont, OH Fremont, OH | 76 | $190,301 | Est. | Strong Buy | View | ||
Bartlesville, OK Bartlesville, OK | 76 | $184,820 | $1,210 | 7.86% | Strong Buy | View | |
Current Spirit Lake, IA | 56 | $385,260 | Est. | Hold |
The Bottom Line
The Spirit Lake, IA metro area scores 56/100, ranking #617 of 894 US metros (top 69%). Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.