Is the Sulphur Springs, TX metro area good for real estate investing?

The Sulphur Springs, TX metropolitan area has an investment score of 54/100, rated as "Hold". It ranks #661 nationally among 894 metro areas analyzed.

What is the rent-to-price ratio in Sulphur Springs, TX?

The rent-to-price ratio in the Sulphur Springs, TX metro area is 6.15% annually, which ranks in the 57th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Sulphur Springs, TX?

The median home price in the Sulphur Springs, TX metro area is $265,099. The metro area includes 0 counties with prices ranging from the most affordable to more premium markets.

Can you cash flow on rental properties in Sulphur Springs, TX?

Based on median values with 20% down at current rates, a typical rental in the Sulphur Springs, TX metro would generate negative cash flow of $506/month. Individual property and county performance varies. Explore the county-level analysis for more specific opportunities.

Metropolitan Area

Sulphur Springs, TX

Texas0

/100

Hold

#661 of 894 metros

Top 74% nationally for investing

Market Snapshot

$265,099

Median Home Price

4% above national median

$1,359/mo

Median Rent

2% below national median

6.15%

Rent-to-Price Ratio

Top 43% nationally

-$506

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Median Home Price

Median Rent

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$265,099

Down Payment (20%)$53,020

Loan Amount$212,079

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,359

Monthly P&I-$1,390

Est. Expenses (35%)-$476

Net Cash Flow-$507/mo

4.0%

Cap Rate (all cash)

-10.0%

Cash-on-Cash Return

6.15%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.0% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

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Score Breakdown

Overall Investment Score

54/100

Cash Flow(30%)

62/100

Based on 6.15% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

34/100

Based on -3.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)

73/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

+Affordable relative to local incomes
+Low unemployment (0.0%)

Challenges

-Declining home values (-3.0% YoY)
-Negative cash flow at typical financing (-$506/mo)
-Negative leverage (cap rate 4.0% < mortgage rate 6.9%)

Counties in Sulphur Springs, TX

County data is being compiled for this metro area.

Compare to Similar Metros

Metro Area					Verdict
Cadillac, MI Cadillac, MI	74	$235,398	Est.		Buy	View
Hutchinson, KS Hutchinson, KS	74	$156,249	$826	6.34%	Buy	View
Charleston, IL Charleston, IL	74	$150,699	$787	6.26%	Buy	View
Atchison, KS Atchison, KS	74	$185,434	Est.		Buy	View
Cortland, NY Cortland, NY	74	$202,961	$1,308	7.73%	Buy	View
Current Sulphur Springs, TX	54	$265,099	$1,359	6.15%	Hold

The Bottom Line

HoldSulphur Springs, TX is a neutral market. Consider house hacking or targeting below-market deals in specific counties.

The Sulphur Springs, TX metro area scores 54/100, ranking #661 of 894 US metros (top 74%). The 6.15% rent-to-price ratio indicates moderate cash flow potential. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow

$-506/mo

Cap Rate

4.0%

Cash-on-Cash

-11.5%

Ready to Invest in Sulphur Springs, TX?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.

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