Metropolitan Area

Vineland, NJ

New Jersey0
63
/100
Buy
#422 of 894 metros
Top 47% nationally for investing

Market Snapshot

$278,723
Median Home Price
9% above national median
$1,604/mo
Median Rent
16% above national median
6.90%
Rent-to-Price Ratio
Top 27% nationally
-$419
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Home values and rents: available snapshot

Only one observation is stored for Vineland, NJ. A historical trend cannot be calculated from this snapshot.

Typical home value (ZHVI)
$278,723
Source period: 2026-05-31
Monthly rent index (ZORI)
$1,604
Source period: 2026-05-31

Stored snapshot: 2026-06-29. Source dates describe the underlying observations, not today’s market.

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$278,723
Down Payment (20%)$55,745
Loan Amount$222,978
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,604
Monthly P&I-$1,461
Est. Expenses (35%)-$561
Net Cash Flow-$418/mo
4.5%
Cap Rate (all cash)
-7.8%
Cash-on-Cash Return
6.90%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 4.5% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Score Breakdown

Overall Investment Score
63/100
63
Cash Flow(30%)
69/100

Based on 6.90% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
65/100

Based on 1.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
70/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Above-average rent-to-price ratio (6.90%)
  • +Affordable relative to local incomes
  • +Low unemployment (0.0%)

Challenges

  • -Negative cash flow at typical financing (-$419/mo)
  • -Negative leverage (cap rate 4.5% < mortgage rate 6.9%)

Counties in Vineland, NJ

County data is being compiled for this metro area.

Section 8 in Vineland, NJ: payment standards by ZIP, PHA waitlist status, and voucher counts are on VoucherMatch, the same HUD dataset with the tenant demand side attached.

Compare to Similar Metros

Metro AreaVerdict
Big Spring, TX
Big Spring, TX
83$150,742$1,34010.67%Strong BuyView
Taylorville, IL
Taylorville, IL
83$135,319Est.Strong BuyView
Enid, OK
Enid, OK
83$144,157$1,25010.40%Strong BuyView
Houghton, MI
Houghton, MI
83$194,696$1,73310.68%Strong BuyView
Kingsville, TX
Kingsville, TX
83$150,547$1,25710.02%Strong BuyView
Current
Vineland, NJ
63$278,723$1,6046.90%Buy

The Bottom Line

BuyVineland, NJ offers solid investment potential with good cash flow or appreciation prospects.

The Vineland, NJ metro area scores 63/100, ranking #422 of 894 US metros (top 47%). The 6.90% rent-to-price ratio falls below the 1% monthly rent rule (12% annually). Check operating costs and financing before making an offer. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-419/mo
Cap Rate
4.5%
Cash-on-Cash
-9.0%

Ready to Invest in Vineland, NJ?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.