Metropolitan Area

Virginia Beach, VA

Virginia0
59
/100
Hold
#548 of 894 metros
Top 61% nationally for investing

Market Snapshot

$373,678
Median Home Price
47% above national median
$1,862/mo
Median Rent
34% above national median
5.98%
Rent-to-Price Ratio
Top 47% nationally
-$748
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Median Home Price

Median Rent

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

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20%
5%50%100%

Purchase

Purchase Price$373,678
Down Payment (20%)$74,736
Loan Amount$298,942
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,862
Monthly P&I-$1,959
Est. Expenses (35%)-$652
Net Cash Flow-$748/mo
3.9%
Cap Rate (all cash)
-10.4%
Cash-on-Cash Return
5.98%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.9% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

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Score Breakdown

Overall Investment Score
59/100
59
Cash Flow(30%)
60/100

Based on 5.98% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
75/100

Based on 2.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
50/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Low unemployment (0.0%)

Challenges

  • -Negative cash flow at typical financing (-$748/mo)
  • -Negative leverage (cap rate 3.9% < mortgage rate 6.9%)

Counties in Virginia Beach, VA

County data is being compiled for this metro area.

Compare to Similar Metros

Metro AreaVerdict
Norwalk, OH
Norwalk, OH
79$198,411$1,4878.99%Strong BuyView
Dumas, TX
Dumas, TX
79$188,966Est.Strong BuyView
Marion, OH
Marion, OH
79$183,033$1,2678.31%Strong BuyView
Portsmouth, OH
Portsmouth, OH
79$144,773Est.Strong BuyView
Kinston, NC
Kinston, NC
79$156,285$1,0428.00%Strong BuyView
Current
Virginia Beach, VA
59$373,678$1,8625.98%Hold

Rent vs buy in this metro

Rent vs buy in Virginia Beach, VAMedian $411,608 · rent $1,999/mo

The Bottom Line

HoldVirginia Beach, VA is a neutral market. Consider house hacking or targeting below-market deals in specific counties.

The Virginia Beach, VA metro area scores 59/100, ranking #548 of 894 US metros (top 61%). The 5.98% rent-to-price ratio may require targeting specific counties or creative strategies for positive cash flow. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-748/mo
Cap Rate
3.9%
Cash-on-Cash
-12.0%

Ready to Invest in Virginia Beach, VA?

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