VoucherMatch/RentalCalcs
Tools
My DealsPricingBlog
RentalCalcs

Professional real estate investment calculators to help you analyze deals faster and make confident investment decisions.

Part of VoucherMatch →

Product

  • Tools
  • Market Map
  • Section 8 Rents
  • Investor Tax Tools
  • Airbnb Laws by City
  • Pricing
  • Compare Calculators
  • Blog
  • About

Top Markets

  • Maricopa County, AZ
  • Harris County, TX
  • San Diego County, CA
  • Miami-Dade County, FL
  • Dallas County, TX
  • Clark County, NV
  • Cook County, IL
  • Tarrant County, TX
  • Wayne County, MI
  • Orange County, CA
  • Browse All Markets →

Rent vs Buy

  • Austin, TX
  • Denver, CO
  • Miami, FL
  • Seattle, WA
  • Phoenix, AZ
  • Nashville, TN
  • Atlanta, GA
  • Boston, MA
  • All 580+ Cities →

Support

  • Contact Support
  • My Tickets

Legal

  • Terms of Service
  • Privacy Policy

© 2026 Voucher Match LLC · part of VoucherMatch. All rights reserved.

Market MapMontanaValley

Valley County

MontanaPopulation: 7,552
64
/100
Buy
#271 of 1,000 counties
#15 in Montana (56 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated January 1, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$171,979
Median Home Price
25% below national median
$10,391/mo
Est. Rent
Based on regional data
6.04%
Rent-to-Price Ratio
Estimated from price data
+$0
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Median Home Price

Median Rent

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score
64/100
64
Cash Flow(30%)
0/100

Rent data not available for cash flow calculation.

Appreciation(25%)
57/100

Based on 0.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
87/100

Price-to-income ratio of 2.9x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Affordable relative to local incomes

Challenges

  • -Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
  • -Limited rent data (estimates used)

Economic Indicators

Population
7,552
Median Income
$59,725
vs $54,857 national est.
Unemployment Rate
—
Data pending
Price-to-Income
2.9x
Very affordable

Who this market fits

Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

CountyVerdict
Powder RiverMT
66$263,390Est. pending—BuyView
Judith BasinMT
65$272,944Est. pending—BuyView
CurrentValleyMT
64$171,979Est. pending—Buy
PowellMT
64$305,878Est. pending—BuyView
Sweet GrassMT
63$441,531Est. pending—BuyView
RooseveltMT
62$137,459Est. pending—BuyView

The Bottom Line

BuyValley offers solid investment potential with positive cash flow at typical financing.

Valley County in Montana scores 64/100, ranking #271 of 1,000 US counties (top 35%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
+$0/mo
Cap Rate
0.0%
Cash-on-Cash
0.0%

Related markets

Cheaper alternatives to Valley

  • Roosevelt County, lower entry price

Head-to-head comparisons

  • Valley vs Powell for rentals
  • Valley vs Sweet Grass for rentals
  • Valley vs Judith Basin for rentals
All counties in Montana →

Rent vs buy in Montana cities

Rent vs buy in Billings, MTMedian $390,156 · rent $1,431/moRent vs buy in Missoula, MTMedian $558,040 · rent $1,475/moRent vs buy in Great Falls, MTMedian $331,268 · rent $1,335/moRent vs buy in Bozeman, MTMedian $683,515 · rent $2,137/moRent vs buy in Helena, MTMedian $450,626 · rent $1,523/moAll Montana citiesFull rent-vs-buy directory for the state

Ready to Analyze a Deal in Valley?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRRHouse HackOwner-occupied strategyMultifamily5+ unit properties
Explore Other Markets