Rent by ZIP code in Saint Cloud
| ZIP code | County | Typical rent | vs city median |
|---|---|---|---|
| 34771 | Osceola County | $2,419 | +5% |
| 34772 | Osceola County | $2,301 | 0% |
| 34773 | Osceola County | $2,289 | 0% |
| 34769 | Osceola County | $1,911 | -17% |
Rent by bedroom count in Saint Cloud
Zillow's index above blends every unit size into one number. For a bedroom level view, these are HUD's FY2027 Fair Market Rents for Osceola County. They include utilities and sit near the 40th percentile of the market, so treat them as the low side of what a typical unit lists for. Osceola County uses Small Area FMRs, and the two bedroom figure runs from $1,650 to $2,490 depending on the Saint Cloud ZIP code.
| Unit size | FY2027 Fair Market Rent | Change from FY2026 |
|---|---|---|
| Studio | $1,658 | +0.5% |
| 1 bedroom | $1,726 | -0.3% |
| 2 bedroom | $1,959 | -0.7% |
| 3 bedroom | $2,445 | -1.3% |
| 4 bedroom | $2,856 | -2.3% |
Source: HUD Fair Market Rents. Updates when HUD publishes a new fiscal year.
Is rent going up or down in Saint Cloud?
Typical rent across Osceola County is $1,992 as of August 2026. That is about level with a year earlier and up 18.0% over five years.
| Year | Typical rent, Osceola County | Change |
|---|---|---|
| 2021 | $1,825 | +22.9% |
| 2022 | $1,956 | +7.2% |
| 2023 | $1,981 | +1.3% |
| 2024 | $1,988 | +0.4% |
| 2025 | $1,982 | -0.3% |
| 2026 (through August) | $1,992 | +0.5% |
Zillow Observed Rent Index for the county, all home types, last published month of each year. Each row is compared with the end of the year before it.
Saint Cloud rent questions
- What is the average rent in Saint Cloud, FL?
- Typical asking rent in Saint Cloud is $2,295 a month as of July 2026, across 4 ZIP codes. By ZIP code it runs from $1,911 to $2,419.
- How much is rent for a 2 bedroom in Saint Cloud?
- HUD's FY2027 Fair Market Rent for a two bedroom in Osceola County is $1,959 a month including utilities. A one bedroom is $1,726 and a three bedroom is $2,445. Fair Market Rent is set near the 40th percentile, so a typical unit lists somewhat higher.
- Is rent going up or down in Saint Cloud?
- Rent is flat. Typical rent in Osceola County is $1,992 as of August 2026, within half a percent of a year earlier.
- What is the cheapest ZIP code to rent in Saint Cloud?
- ZIP 34769 has the lowest typical asking rent in Saint Cloud at $1,911 a month, compared with $2,295 for the city overall.
- How much income do you need to rent in Saint Cloud?
- Most landlords look for gross income of about three times the rent. At the typical Saint Cloud rent of $2,295, that is about $6,885 a month, or $82,620 a year. This is a common screening rule of thumb, and individual landlords set their own.
How to use these numbers
These are Zillow Observed Rent Index values, a smoothed measure of typical asking rent for single family homes, condos, and apartments in each ZIP code. They describe what units are listed for, not what any specific unit will get. Condition, bedroom count, and the exact block all move the number.
If you are underwriting a purchase, use the ZIP figure rather than the city median, and then verify against live listings for the same bedroom count before you commit. Saint Cloud sits in the Orlando-Kissimmee-Sanford, FL metro area.