Rent by ZIP code in Oshkosh
| ZIP code | County | Typical rent | vs city median |
|---|---|---|---|
| 54904 | Winnebago County | $2,200 | +76% |
| 54901 | Winnebago County | $1,247 | 0% |
| 54902 | Winnebago County | $1,247 | 0% |
Rent by bedroom count in Oshkosh
Zillow's index above blends every unit size into one number. For a bedroom level view, these are HUD's FY2027 Fair Market Rents for Winnebago County. They include utilities and sit near the 40th percentile of the market, so treat them as the low side of what a typical unit lists for. Winnebago County uses Small Area FMRs, and the two bedroom figure runs from $1,090 to $1,190 depending on the Oshkosh ZIP code.
| Unit size | FY2027 Fair Market Rent | Change from FY2026 |
|---|---|---|
| Studio | $909 | +3.9% |
| 1 bedroom | $936 | +5.3% |
| 2 bedroom | $1,195 | +4.0% |
| 3 bedroom | $1,609 | +4.3% |
| 4 bedroom | $1,646 | -0.3% |
Source: HUD Fair Market Rents. Updates when HUD publishes a new fiscal year.
Is rent going up or down in Oshkosh?
Typical rent across Winnebago County is $1,263 as of August 2026. That is up 3.5% from a year earlier and up 36.0% over five years.
| Year | Typical rent, Winnebago County | Change |
|---|---|---|
| 2021 | $957 | +9.7% |
| 2022 | $1,056 | +10.3% |
| 2023 | $1,108 | +4.9% |
| 2024 | $1,192 | +7.6% |
| 2025 | $1,229 | +3.2% |
| 2026 (through August) | $1,263 | +2.7% |
Zillow Observed Rent Index for the county, all home types, last published month of each year. Each row is compared with the end of the year before it.
Oshkosh rent questions
- What is the average rent in Oshkosh, WI?
- Typical asking rent in Oshkosh is $1,247 a month as of August 2026, across 3 ZIP codes. By ZIP code it runs from $1,247 to $2,200.
- How much is rent for a 2 bedroom in Oshkosh?
- HUD's FY2027 Fair Market Rent for a two bedroom in Winnebago County is $1,195 a month including utilities. A one bedroom is $936 and a three bedroom is $1,609. Fair Market Rent is set near the 40th percentile, so a typical unit lists somewhat higher.
- Is rent going up or down in Oshkosh?
- Rent is rising. Typical rent in Winnebago County is $1,263 as of August 2026, up 3.5% from a year earlier.
- What is the cheapest ZIP code to rent in Oshkosh?
- ZIP 54901 has the lowest typical asking rent in Oshkosh at $1,247 a month, compared with $1,247 for the city overall.
- How much income do you need to rent in Oshkosh?
- Most landlords look for gross income of about three times the rent. At the typical Oshkosh rent of $1,247, that is about $3,741 a month, or $44,892 a year. This is a common screening rule of thumb, and individual landlords set their own.
How to use these numbers
These are Zillow Observed Rent Index values, a smoothed measure of typical asking rent for single family homes, condos, and apartments in each ZIP code. They describe what units are listed for, not what any specific unit will get. Condition, bedroom count, and the exact block all move the number.
If you are underwriting a purchase, use the ZIP figure rather than the city median, and then verify against live listings for the same bedroom count before you commit. Oshkosh sits in the Oshkosh-Neenah, WI metro area.