City Analysis/Comparison

Peoria vs Springfield

Side-by-side rent vs buy analysis comparing these two markets

Overall Comparison

Peoria has an edge

Peoria shows stronger fundamentals for buying with a 3-year break-even point.

Peoria, IL
BUY

76% confidence

Median Home PriceBETTER

$154,382.4

Median Rent

$1,168.27/mo

Price-to-Rent RatioBETTER

11.0

Property Tax RateTIE

2.27%

Price Change (1Y)BETTER

+8.9%

Price Change (5Y)BETTER

+44.4%

Break-Even YearsBETTER

3 years

10-Year Wealth DifferenceBETTER

+$50,773

Springfield, IL
TOSS-UP

9% confidence

Median Home Price

$186,232.99

Median RentBETTER

$1,129.31/mo

Price-to-Rent Ratio

13.7

Property Tax RateTIE

2.27%

Price Change (1Y)

+7.1%

Price Change (5Y)

+35.5%

Break-Even Years

N/A

10-Year Wealth Difference

$8,273

Key Differences

Home Prices

Peoria's median home price of $154,382.4 is lower than Springfield's $186,232.99 by 17%.

Monthly Rent

Renting in Peoria costs $1,168.27/mo compared to $1,129.31/mo in Springfield—a difference of $38.96/mo.

Buy vs Rent Verdict

Peoria favors buying, while Springfield favors either option.

Break-Even Timeline

Break-even analysis varies based on market conditions in each city.

Run Your Own Numbers

This comparison uses median values. Your income, savings, and goals matter. Use our Buy vs Rent calculator to get a personalized analysis.

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