Arizona · Free comparisons

Find your Arizona rent vs buy calculator

Choose a city, enter comparable homes, and test the cost of moving sooner or staying longer.

10 city comparisons start from 2 county datasets. Cities in the same county share reference values. These are regional housing indices, not city medians or a statewide average.

Browse all cities ↓Use my own numbers →

10 city pages. Open a location, then replace the starting values with homes you would actually rent or buy.

Start with a city

Phoenix, AZChandler, AZTempe, AZ

Published by RentalCalcs · Content and usability reviewed .

Data periods and program effective dates are shown separately. Report a correction.

City calculators, grouped by their county reference

Home values use Zillow ZHVI; monthly rents use Zillow ZORI. Each has its own observation date. Open a city to adjust price, rent, financing and your time horizon.

Pima County

Home value · ZHVI
$335,772
Monthly rent · ZORI
$1,488

Source downloads: Zillow ZHVI and ZORI. These are county indices, not matched homes. Coverage and method.

Open a city comparison

Turn a regional reference into your decision

  1. 1. Compare similar homes. Match bedrooms, property type, condition and location. The home-value and rent indices cover different housing stocks; their ratio alone cannot tell you which option is better.
  2. 2. Check the property's costs. Replace the illustrative tax rate, insurance and HOA assumptions. Use the Arizona Department of Revenue county tax contacts to request an estimate after purchase.

    Arizona generally taxes homes using limited property value (LPV), rather than the purchase price. Class-three residential property uses a 10% assessment ratio; published rates are per $100 of assessed value. Neither number is the purchase-price percentage used here. Confirm the parcel's classification, applicable districts and estimated total bill with its assessor and treasurer.

    Enter estimated annual property taxes ÷ purchase price × 100. A $3,000 annual estimate on a $400,000 purchase is 0.75%, or $250 a month. Leave Assessed Value at 100% in the full calculator after this conversion; applying 10% again would understate the bill.

    The usual 5% LPV growth rule does not cap the total tax bill. Rule B exceptions include major property changes and loss of certain valuation protections. Do not assume a purchase resets LPV to the sale price or that the seller's benefits transfer. Future tax growth here is a scenario assumption; this tool does not calculate Arizona assessments or relief.

  3. 3. Test more than one exit date. Each city calculator compares the monthly budget, cash at closing and wealth after selling costs. Try a shorter stay and less favorable growth assumptions before opening the full calculator.

Coverage and sources

These 2 counties are the starting references for the listed cities; this is not complete coverage of Arizona. City pages include the source series, county FIPS, observation month, retrieval date and download links. Read Zillow's index definitions. Download dates do not make the underlying observations newer.

County references were checked against the U.S. Census Bureau 2020 Arizona place-by-county table. Check your actual address before using a county source.

Cities spanning counties: Peoria starts with Maricopa County only. Each city page explains the boundary and the alternate reference path.

There is no statewide buy-or-rent verdict here. Results depend on the properties and assumptions you enter. The comparisons are free; the full calculator also offers an optional paid report.