Is Baker County, FL good for real estate investing?

Baker County has an investment score of 66/100, rated as "Buy". The county ranks #233 nationally among 1000 counties analyzed.

What is the median home price in Baker?

The median home price in Baker County is $321,619. This ranks #754 in affordability among all US counties.

Can you cash flow on rental properties in Baker?

Based on median values with 20% down at current rates, a typical rental in Baker County would generate positive cash flow of $0/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Baker County

FloridaPopulation: 27,969

/100

Buy

#233 of 1,000 counties

#2 in Florida (67 counties)

Analysis by RentalCalcs ResearchIndependent data + algorithm-driven scoring

Updated July 28, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$321,619

Median Home Price

40% above national median

$19,433/mo

Est. Rent

Based on regional data

6.04%

Rent-to-Price Ratio

Estimated from price data

+$0

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Median Home Price

Median Rent

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score

66/100

Cash Flow(30%)

0/100

Rent data not available for cash flow calculation.

Appreciation(25%)

82/100

Based on 3.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

61/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

No significant strengths identified based on current data.

Challenges

-Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
-Limited rent data (estimates used)

Economic Indicators

Population

27,969

Median Income

—

Data pending

Unemployment Rate

—

Data pending

Price-to-Income

—

Data pending

Who this market fits

Skip if

−You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

County					Verdict
HamiltonFL	74	$207,718	Est. pending	—	Buy	View
CurrentBakerFL	66	$321,619	Est. pending	—	Buy
PutnamFL	57	$210,747	$1,369	7.79%	Hold	View
Santa RosaFL	57	$343,674	$1,980	6.91%	Hold	View
EscambiaFL	56	$273,928	$1,596	6.99%	Hold	View
ColumbiaFL	55	$265,072	$1,438	6.51%	Hold	View

Section 8 in Baker County: payment standards by ZIP, PHA waitlist status, and voucher counts are on VoucherMatch, the same HUD dataset with the tenant demand side attached.

The Bottom Line

BuyBaker offers solid investment potential with roughly break-even cash flow at typical financing.

Baker County in Florida scores 66/100, ranking #233 of 1,000 US counties (top 30%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow

+$0/mo

Cap Rate

0.0%

Cash-on-Cash

0.0%