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Market MapGeorgiaPutnam

Putnam County

GeorgiaPopulation: 22,206
57
/100
Hold
#451 of 1,000 counties
#67 in Georgia (159 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated July 8, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$416,165
Median Home Price
82% above national median
$25,146/mo
Est. Rent
Based on regional data
6.04%
Rent-to-Price Ratio
Estimated from price data
+$0
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Median Home Price

Median Rent

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score
57/100
57
Cash Flow(30%)
0/100

Rent data not available for cash flow calculation.

Appreciation(25%)
74/100

Based on 2.4% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
41/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

No significant strengths identified based on current data.

Challenges

  • -Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
  • -Limited rent data (estimates used)

Economic Indicators

Population
22,206
Median Income
—
Data pending
Unemployment Rate
—
Data pending
Price-to-Income
—
Data pending

Who this market fits

Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

CountyVerdict
JacksonGA
59$399,130$2,1636.50%HoldView
WorthGA
58$167,497Est. pending—HoldView
CurrentPutnamGA
57$416,165Est. pending—Hold
CarrollGA
57$283,747$1,6436.95%HoldView
StephensGA
57$240,436$1,3506.74%HoldView
HeardGA
55$267,133Est. pending—HoldView

The Bottom Line

HoldPutnam is a neutral market.

Putnam County in Georgia scores 57/100, ranking #451 of 1,000 US counties (top 58%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
+$0/mo
Cap Rate
0.0%
Cash-on-Cash
0.0%

Related markets

Markets like Putnam with stronger cash flow

  • Carroll County for cash-flow rentals
  • Stephens County for cash-flow rentals
  • Jackson County for cash-flow rentals

Cheaper alternatives to Putnam

  • Worth County, lower entry price
  • Stephens County, lower entry price
  • Heard County, lower entry price

Head-to-head comparisons

  • Putnam vs Carroll for rentals
  • Putnam vs Stephens for rentals
  • Putnam vs Worth for rentals
All counties in Georgia →

Rent vs buy in Georgia cities

Rent vs buy in Atlanta, GAMedian $415,043 · rent $1,888/moRent vs buy in Columbus, GAMedian $180,608 · rent $1,292/moRent vs buy in Augusta, GAMedian $181,692 · rent $1,360/moRent vs buy in Savannah, GAMedian $339,736 · rent $1,765/moRent vs buy in Sandy Springs, GAMedian $415,043 · rent $1,888/moAll Georgia citiesFull rent-vs-buy directory for the state

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