Is Stephens County, GA good for real estate investing?

Stephens County has an investment score of 64/100, rated as "Buy". The county ranks #273 nationally among 1000 counties analyzed.

What is the median home price in Stephens?

The median home price in Stephens County is $238,453. This ranks #534 in affordability among all US counties.

Can you cash flow on rental properties in Stephens?

Based on median values with 20% down at current rates, a typical rental in Stephens County would generate positive cash flow of $0/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Stephens County

GeorgiaPopulation: 26,732

/100

Buy

#273 of 1,000 counties

#32 in Georgia (159 counties)

Analysis by RentalCalcs ResearchIndependent data + algorithm-driven scoring

Updated July 28, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$238,453

Median Home Price

4% above national median

$14,408/mo

Est. Rent

Based on regional data

6.04%

Rent-to-Price Ratio

Estimated from price data

+$0

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Median Home Price

Median Rent

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score

64/100

Cash Flow(30%)

0/100

Rent data not available for cash flow calculation.

Appreciation(25%)

63/100

Based on 1.3% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

79/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Affordable relative to local incomes

Challenges

-Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
-Limited rent data (estimates used)

Economic Indicators

Population

26,732

Median Income

—

Data pending

Unemployment Rate

—

Data pending

Price-to-Income

—

Data pending

Who this market fits

Skip if

−You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

County					Verdict
LeeGA	66	$266,123	$1,704	7.68%	Buy	View
CurrentStephensGA	64	$238,453	Est. pending	—	Buy
ChattahoocheeGA	64	$138,388	Est. pending	—	Buy	View
FloydGA	62	$227,971	$1,219	6.42%	Buy	View
PikeGA	61	$379,371	Est. pending	—	Buy	View
BurkeGA	61	$175,435	Est. pending	—	Buy	View

The Bottom Line

BuyStephens offers solid investment potential with roughly break-even cash flow at typical financing.

Stephens County in Georgia scores 64/100, ranking #273 of 1,000 US counties (top 35%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow

+$0/mo

Cap Rate

0.0%

Cash-on-Cash

0.0%