Worth County

Worth County clocks in at a median home price of $175,752, up 8.55% year-over-year, with an affordability index of 92, which puts it well above average for accessibility to entry-level investors. The data does not include a cap rate or rent figure for Worth itself, so the cash-flow score registers as zero, meaning you cannot underwrite a deal here from this dataset alone, and that gap matters. What the data does show clearly is an appreciation score of 84 out of 100, a national percentile rank of 95th out of 1,000 counties, and a state rank of 4th out of 159. That is an appreciation-tilted market, not a yield-first one. The 8.55% price run-up in a county where the median home sits under $176,000 is notable: you are getting price momentum at a basis that still looks accessible compared to larger Georgia metros.

The investor this market suits most directly is one playing a medium-term appreciation trade, buying at a sub-$176,000 basis and underwriting to a future sale rather than month-one cash flow. The affordability score of 92 suggests the market is not yet priced out for working-class renters, which matters for occupancy, but without a published rent-to-price ratio for Worth itself, a cash-flow investor cannot size yield before doing primary field research. A value-add operator who can close the information gap, pull local rent comps, and force equity through renovation may find the low entry price creates margin that the aggregated data simply does not reflect yet. The stability score of 50 is worth holding in mind: this is a small county of roughly 20,700 people, and thin markets can see rent and price volatility that larger counties absorb more easily.

The tax and insurance carry in Worth is workable. At a state-average effective property tax rate of 0.92%, the annual tax bill on a $175,752 purchase comes to roughly $1,617, and insurance runs an estimated $633 per year, for a combined monthly carry of $188. That rate is flagged as normal, not a headwind or a tailwind, so it should sit on your underwrite without drama. Keep the honest caveat in mind that 0.92% is a state-average estimate from Tax Foundation 2024 data, and the actual Worth County or township rate may differ, so verify at the county assessor before closing. At $188 per month in tax and insurance, the floor on your non-mortgage operating costs is defined; layered onto a $35,150 down payment and a 6.85% rate environment, the full payment picture will depend on the rent you can actually place a tenant at.

The most useful comparison in the neighbor data is Lanier County, which sits at a median home price of $210,779 but comes with a published rent-to-price ratio of 0.098, implying a gross monthly rent around $1,722. That ratio, roughly 9.8 cents of monthly rent per dollar of purchase price, is a reasonable benchmark for what yield looks like in adjacent small Georgia counties. Worth's median price is $35,000 cheaper than Lanier's, and if rents in Worth are anywhere near Lanier's range, the yield math on a lower basis could be meaningfully better; the unknown is whether the rental demand in a 20,700-person county supports comparable rent levels. Sumter County, with a median of $136,878 and an overall score of 80, beats Worth on price and on overall score, and a capital-constrained investor should seriously evaluate Sumter first. Decatur County sits at $171,230 with a score of 77, nearly identical to Worth's 76, so the differentiation there comes down to local employment base and on-the-ground rent data rather than anything this dataset can resolve. Toombs and Tattnall both score below Worth at 72 and 71, respectively, with Tattnall carrying the highest median price in the neighbor set at $188,123, making Worth the better entry point relative to those two. Worth's case over its neighbors rests on the combination of 95th-percentile national ranking, 8.55% price appreciation, and a sub-$176,000 basis, but only an investor who can fill in the missing rent data should consider committing capital here ahead of Sumter.