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Market MapIllinoisLivingston

Livingston County

IllinoisPopulation: 35,771
73
/100
Buy
#84 of 1,000 counties
#47 in Illinois (102 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated July 20, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$173,112
Median Home Price
24% below national median
$10,460/mo
Est. Rent
Based on regional data
6.04%
Rent-to-Price Ratio
Estimated from price data
+$0
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Median Home Price

Median Rent

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score
73/100
73
Cash Flow(30%)
0/100

Rent data not available for cash flow calculation.

Appreciation(25%)
75/100

Based on 11.8% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
93/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Strong price appreciation (+11.8% YoY)
  • +Affordable relative to local incomes

Challenges

  • -Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
  • -Limited rent data (estimates used)

Economic Indicators

Population
35,771
Median Income
—
Data pending
Unemployment Rate
—
Data pending
Price-to-Income
—
Data pending

Who this market fits

Best for
  • +Appreciation buyers: YoY growth is meaningfully above the long-run average
Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

CountyVerdict
PikeIL
75$112,450Est. pending—Strong BuyView
CurrentLivingstonIL
73$173,112Est. pending—Buy
WoodfordIL
72$220,926Est. pending—BuyView
KankakeeIL
72$211,066$1,3097.44%BuyView
WilliamsonIL
72$152,606$1,0678.39%BuyView
MadisonIL
72$187,237$1,0957.02%BuyView

The Bottom Line

BuyLivingston offers solid investment potential with positive cash flow at typical financing.

Livingston County in Illinois scores 73/100, ranking #84 of 1,000 US counties (top 11%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
+$0/mo
Cap Rate
0.0%
Cash-on-Cash
0.0%

Related markets

Markets like Livingston with stronger cash flow

  • Williamson County for cash-flow rentals
  • Kankakee County for cash-flow rentals
  • Madison County for cash-flow rentals

Cheaper alternatives to Livingston

  • Pike County, lower entry price
  • Williamson County, lower entry price

Head-to-head comparisons

  • Livingston vs Woodford for rentals
  • Livingston vs Kankakee for rentals
  • Livingston vs Williamson for rentals
All counties in Illinois →

Rent vs buy in Illinois cities

Rent vs buy in Chicago, ILMedian $314,517 · rent $2,113/moRent vs buy in Joliet, ILMedian $361,064 · rent $2,121/moRent vs buy in Rockford, ILMedian $195,413 · rent $1,212/moRent vs buy in Naperville, ILMedian $416,478 · rent $2,040/moRent vs buy in Springfield, ILMedian $186,233 · rent $1,129/moAll Illinois citiesFull rent-vs-buy directory for the state

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