Home values and rents: available snapshot
Only one observation is stored for Dubuque, IA. A historical trend cannot be calculated from this snapshot.
- Typical home value (ZHVI)
- $279,463
- Source period: 2026-05-31
- Monthly rent index (ZORI)
- $1,123
- Source period: 2026-05-31
Stored snapshot: 2026-06-29. Source dates describe the underlying observations, not today’s market.
Quick Investment Calculator
Purchase
Monthly Cash Flow
* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.
Score Breakdown
Based on 4.82% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.
Based on 6.0% YoY price growth. Moderate growth (3-8%) scores highest.
Based on 0.0% population growth. Growing areas indicate economic stability.
Based on price relative to estimated local incomes.
Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.
Investment Outlook
Strengths
- +Strong price appreciation (+6.0% YoY)
- +Affordable relative to local incomes
- +Low unemployment (0.0%)
Challenges
- -Below-average rent-to-price ratio (4.82%)
- -Negative cash flow at typical financing (-$735/mo)
- -Negative leverage (cap rate 3.1% < mortgage rate 6.9%)
Counties in Dubuque, IA
Section 8 in Dubuque, IA: payment standards by ZIP, PHA waitlist status, and voucher counts are on VoucherMatch, the same HUD dataset with the tenant demand side attached.
Compare to Similar Metros
| Metro Area | Verdict | ||||||
|---|---|---|---|---|---|---|---|
Elmira, NY Elmira, NY | 81 | $161,607 | $1,263 | 9.38% | Strong Buy | View | |
Lamesa, TX Lamesa, TX | 81 | $113,282 | Est. | Strong Buy | View | ||
Lincoln, IL Lincoln, IL | 81 | $142,630 | Est. | Strong Buy | View | ||
Union City, TN Union City, TN | 80 | $166,036 | Est. | Strong Buy | View | ||
Guymon, OK Guymon, OK | 80 | $168,571 | Est. | Strong Buy | View | ||
Current Dubuque, IA | 61 | $279,463 | $1,123 | 4.82% | Buy |
The Bottom Line
The Dubuque, IA metro area scores 61/100, ranking #484 of 894 US metros (top 54%). The 4.82% rent-to-price ratio may require targeting specific counties or creative strategies for positive cash flow. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.