Home values and rents: available snapshot
Only one observation is stored for Ocean City, NJ. A historical trend cannot be calculated from this snapshot.
- Typical home value (ZHVI)
- $802,506
- Source period: 2026-05-31
- Monthly rent index (ZORI)
- $2,254
- Source period: 2026-05-31
Stored snapshot: 2026-06-29. Source dates describe the underlying observations, not today’s market.
Quick Investment Calculator
Purchase
Monthly Cash Flow
* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.
Score Breakdown
Based on 3.37% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.
Based on 7.0% YoY price growth. Moderate growth (3-8%) scores highest.
Based on 0.0% population growth. Growing areas indicate economic stability.
Based on price relative to estimated local incomes.
Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.
Investment Outlook
Strengths
- +Strong price appreciation (+7.0% YoY)
- +Low unemployment (0.0%)
Challenges
- -Below-average rent-to-price ratio (3.37%)
- -Negative cash flow at typical financing (-$2,741/mo)
- -Negative leverage (cap rate 2.2% < mortgage rate 6.9%)
- -High price-to-income ratio makes financing challenging
Counties in Ocean City, NJ
Compare to Similar Metros
| Metro Area | Verdict | ||||||
|---|---|---|---|---|---|---|---|
Albemarle, NC Albemarle, NC | 63 | $308,636 | $1,708 | 6.64% | Buy | View | |
Greeneville, TN Greeneville, TN | 63 | $252,970 | $1,126 | 5.34% | Buy | View | |
Mount Airy, NC Mount Airy, NC | 63 | $241,209 | $1,043 | 5.19% | Buy | View | |
Somerset, KY Somerset, KY | 63 | $183,897 | $1,277 | 8.33% | Buy | View | |
Carlsbad, NM Carlsbad, NM | 63 | $253,373 | $1,595 | 7.55% | Buy | View | |
Current Ocean City, NJ | 43 | $802,506 | $2,254 | 3.37% | Avoid |
The Bottom Line
The Ocean City, NJ metro area scores 43/100, ranking #811 of 894 US metros (top 91%). The 3.37% rent-to-price ratio may require targeting specific counties or creative strategies for positive cash flow. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.