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Market MapMichiganRoscommon

Roscommon County

MichiganPopulation: 23,556
74
/100
Buy
#71 of 1,000 counties
#12 in Michigan (83 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated July 8, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$191,747
Median Home Price
16% below national median
$11,586/mo
Est. Rent
Based on regional data
6.04%
Rent-to-Price Ratio
Estimated from price data
+$0
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Median Home Price

Median Rent

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score
74/100
74
Cash Flow(30%)
0/100

Rent data not available for cash flow calculation.

Appreciation(25%)
80/100

Based on 3.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
89/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Affordable relative to local incomes

Challenges

  • -Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
  • -Limited rent data (estimates used)

Economic Indicators

Population
23,556
Median Income
—
Data pending
Unemployment Rate
—
Data pending
Price-to-Income
—
Data pending

Who this market fits

Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

CountyVerdict
IronMI
75$138,682Est. pending—Strong BuyView
BayMI
75$175,060$1,1437.84%Strong BuyView
CurrentRoscommonMI
74$191,747Est. pending—Buy
HuronMI
74$198,226Est. pending—BuyView
SaginawMI
74$164,018$1,0597.74%BuyView
KeweenawMI
73$196,365Est. pending—BuyView

The Bottom Line

BuyRoscommon offers solid investment potential with positive cash flow at typical financing.

Roscommon County in Michigan scores 74/100, ranking #71 of 1,000 US counties (top 9%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
+$0/mo
Cap Rate
0.0%
Cash-on-Cash
0.0%

Related markets

Markets like Roscommon with stronger cash flow

  • Bay County for cash-flow rentals
  • Saginaw County for cash-flow rentals

Cheaper alternatives to Roscommon

  • Iron County, lower entry price
  • Saginaw County, lower entry price
  • Bay County, lower entry price

Head-to-head comparisons

  • Roscommon vs Huron for rentals
  • Roscommon vs Saginaw for rentals
  • Roscommon vs Keweenaw for rentals
All counties in Michigan →

Rent vs buy in Michigan cities

Rent vs buy in Detroit, MIMedian $172,107 · rent $1,375/moRent vs buy in Grand Rapids, MIMedian $335,851 · rent $1,746/moRent vs buy in Warren, MIMedian $261,061 · rent $1,388/moRent vs buy in Sterling Heights, MIMedian $261,061 · rent $1,388/moRent vs buy in Ann Arbor, MIMedian $399,990 · rent $2,165/moAll Michigan citiesFull rent-vs-buy directory for the state

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