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Market MapMinnesotaKoochiching

Koochiching County

MinnesotaPopulation: 12,072
75
/100
Strong Buy
#0 of 0 counties
#11 in Minnesota (87 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated January 1, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$150,511
Median Home Price
0% below national median
$903/mo
Est. Rent
Based on regional data
0.60%
Rent-to-Price Ratio
Estimated from price data
+$0
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Median Home Price

Median Rent

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score
75/100
75
Cash Flow(30%)
0/100

Rent data not available for cash flow calculation.

Appreciation(25%)
80/100

Based on 3.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
92/100

Price-to-income ratio of 2.5x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Affordable relative to local incomes

Challenges

  • -Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
  • -Limited rent data (estimates used)

Economic Indicators

Population
12,072
Median Income
$59,779
vs $0 national est.
Unemployment Rate
—
Data pending
Price-to-Income
2.5x
Very affordable

Who this market fits

Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

CountyVerdict
MartinMN
76$209,481Est. pending—Strong BuyView
CurrentKoochichingMN
75$150,511Est. pending—Strong Buy
RenvilleMN
75$187,350Est. pending—Strong BuyView
PipestoneMN
75$189,757Est. pending—Strong BuyView
RockMN
74$260,804Est. pending—BuyView
WilkinMN
74$209,079Est. pending—BuyView

The Bottom Line

Strong BuyKoochiching is a strong buy market with excellent fundamentals for buy-and-hold investors.

Koochiching County in Minnesota scores 75/100, ranking #0 of 0 US counties (top 50%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
+$0/mo
Cap Rate
0.0%
Cash-on-Cash
0.0%

Related markets

Head-to-head comparisons

  • Koochiching vs Renville for rentals
  • Koochiching vs Pipestone for rentals
  • Koochiching vs Rock for rentals
All counties in Minnesota →

Rent vs buy in Minnesota cities

Rent vs buy in Minneapolis, MNMedian $374,793 · rent $1,743/moRent vs buy in St. Paul, MNMedian $326,548 · rent $1,504/moRent vs buy in Rochester, MNMedian $337,521 · rent $1,676/moRent vs buy in Duluth, MNMedian $241,512 · rent $1,575/moRent vs buy in Bloomington, MNMedian $374,793 · rent $1,743/moAll Minnesota citiesFull rent-vs-buy directory for the state

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