Is Rio Arriba County, NM good for real estate investing?

Rio Arriba County has an investment score of 61/100, rated as "Buy". The county ranks #344 nationally among 1000 counties analyzed.

What is the median home price in Rio Arriba?

The median home price in Rio Arriba County is $339,893. This ranks #785 in affordability among all US counties.

Can you cash flow on rental properties in Rio Arriba?

Based on median values with 20% down at current rates, a typical rental in Rio Arriba County would generate positive cash flow of $0/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Rio Arriba County

New MexicoPopulation: 40,285

/100

Buy

#344 of 1,000 counties

#8 in New Mexico (30 counties)

Analysis by RentalCalcs ResearchIndependent data + algorithm-driven scoring

Updated August 31, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$339,893

Median Home Price

48% above national median

$20,537/mo

Est. Rent

Based on regional data

6.04%

Rent-to-Price Ratio

Estimated from price data

+$0

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Median Home Price

Median Rent

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score

61/100

Cash Flow(30%)

0/100

Rent data not available for cash flow calculation.

Appreciation(25%)

72/100

Based on 2.2% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

57/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

No significant strengths identified based on current data.

Challenges

-Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
-Limited rent data (estimates used)

Economic Indicators

Population

40,285

Median Income

—

Data pending

Unemployment Rate

—

Data pending

Price-to-Income

—

Data pending

Who this market fits

Skip if

−You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

County					Verdict
OteroNM	64	$227,246	$1,489	7.87%	Buy	View
McKinleyNM	62	$221,821	Est. pending	—	Buy	View
CurrentRio ArribaNM	61	$339,893	Est. pending	—	Buy
Los AlamosNM	61	$572,666	Est. pending	—	Buy	View
San JuanNM	60	$259,732	$1,415	6.54%	Buy	View
SocorroNM	59	$192,344	Est. pending	—	Hold	View

The Bottom Line

BuyRio Arriba offers solid investment potential with roughly break-even cash flow at typical financing.

Rio Arriba County in New Mexico scores 61/100, ranking #344 of 1,000 US counties (top 44%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow

+$0/mo

Cap Rate

0.0%

Cash-on-Cash

0.0%