VoucherMatch/RentalCalcs
Tools
My DealsPricingBlog
RentalCalcs

Professional real estate investment calculators to help you analyze deals faster and make confident investment decisions.

Part of VoucherMatch →

Product

  • Tools
  • Market Map
  • Section 8 Rents
  • Investor Tax Tools
  • Airbnb Laws by City
  • Pricing
  • Compare Calculators
  • Blog
  • About

Top Markets

  • Maricopa County, AZ
  • Harris County, TX
  • San Diego County, CA
  • Miami-Dade County, FL
  • Dallas County, TX
  • Clark County, NV
  • Cook County, IL
  • Tarrant County, TX
  • Wayne County, MI
  • Orange County, CA
  • Browse All Markets →

Rent vs Buy

  • Austin, TX
  • Denver, CO
  • Miami, FL
  • Seattle, WA
  • Phoenix, AZ
  • Nashville, TN
  • Atlanta, GA
  • Boston, MA
  • All 580+ Cities →

Support

  • Contact Support
  • My Tickets

Legal

  • Terms of Service
  • Privacy Policy

© 2026 Voucher Match LLC · part of VoucherMatch. All rights reserved.

Market MapOklahomaCreek

Creek County

OklahomaPopulation: 72,076
70
/100
Hold
#146 of 1,000 counties
#16 in Oklahoma (77 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated July 20, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$221,312
Median Home Price
3% below national median
$1,274/mo
Median Rent
12% below national median
6.91%
Rent-to-Price Ratio
Top 29% nationally
-$332
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Scenario comparison

Same $1,274/mo rent assumption, 20% down, 6.85% rate. What changes is the acquisition price.
ScenarioPurchase priceMonthly cash flowCap rateCash-on-cash
75% of median
value-add or distressed
$165,984-$42/mo6.0%-1.3%
Median
typical MLS deal
$221,312-$332/mo4.5%-7.8%
125% of median
newer / premium
$276,640-$622/mo3.6%-11.7%

Price History

Median Home Price

Median Rent

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$221,312
Down Payment (20%)$44,262
Loan Amount$177,050
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,274
Monthly P&I-$1,160
Est. Expenses (35%)-$446
Net Cash Flow-$332/mo
4.5%
Cap Rate (all cash)
-7.8%
Cash-on-Cash Return
6.91%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 4.5% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
70/100
70
Cash Flow(30%)
69/100

Based on 6.91% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
82/100

Based on 3.8% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
83/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Above-average rent-to-price ratio (6.91%)
  • +Affordable relative to local incomes
  • +Complete rent data available

Challenges

  • -Negative cash flow at typical financing (-$332/mo)
  • -Negative leverage (cap rate 4.5% < mortgage rate 6.9%)

Economic Indicators

Population
72,076
Median Income
—
Data pending
Unemployment Rate
—
Data pending
Price-to-Income
—
Data pending

Who this market fits

Best for
  • +All-cash buyers: removing debt service flips the cap rate to actual yield
  • +Institutional or out-of-state investors who target appreciation markets
Skip if
  • −You need positive cash flow on day one at typical leverage
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

CountyVerdict
KingfisherOK
72$225,453Est. pending—BuyView
CusterOK
71$178,537$9516.39%BuyView
CurrentCreekOK
70$221,312$1,2746.91%Buy
SeminoleOK
69$115,715Est. pending—BuyView
PottawatomieOK
68$187,816$9866.30%BuyView
WagonerOK
68$277,096$1,6156.99%BuyView

The Bottom Line

HoldCreek scores well overall, but a typical leveraged buy-and-hold loses $332/mo at current rates. Consider house hacking, value-add, or all-cash; otherwise a worse score with positive cash flow may be the better deal.

Creek County in Oklahoma scores 70/100, ranking #146 of 1,000 US counties (top 19%). At 20% down and current rates, a median-priced rental loses about $332/month; the 6.91% gross rent-to-price ratio doesn't survive debt service. The thesis here is appreciation, value-add, house hacking, or all-cash.

Monthly Cash Flow
$-332/mo
Cap Rate
4.5%
Cash-on-Cash
-7.8%

Related markets

Markets like Creek with stronger cash flow

  • Wagoner County for cash-flow rentals
  • Custer County for cash-flow rentals
  • Pottawatomie County for cash-flow rentals

Cheaper alternatives to Creek

  • Seminole County, lower entry price
  • Custer County, lower entry price
  • Pottawatomie County, lower entry price

Head-to-head comparisons

  • Creek vs Seminole for rentals
  • Creek vs Custer for rentals
  • Creek vs Pottawatomie for rentals
All counties in Oklahoma →

Rent vs buy in Oklahoma cities

Rent vs buy in Tulsa, OKMedian $244,543 · rent $1,379/moRent vs buy in Norman, OKMedian $249,080 · rent $1,386/moRent vs buy in Broken Arrow, OKMedian $244,543 · rent $1,379/moRent vs buy in Lawton, OKMedian $150,944 · rent $1,052/moRent vs buy in Oklahoma City, OKMedian $219,315 · rent $1,300/moAll Oklahoma citiesFull rent-vs-buy directory for the state

Ready to Analyze a Deal in Creek?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRRHouse HackOwner-occupied strategyMultifamily5+ unit properties
Explore Other Markets