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Market MapOregonLake

Lake County

OregonPopulation: 8,201
69
/100
Buy
#166 of 1,000 counties
#1 in Oregon (36 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated January 1, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$194,080
Median Home Price
15% below national median
$11,727/mo
Est. Rent
Based on regional data
6.04%
Rent-to-Price Ratio
Estimated from price data
+$0
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Median Home Price

Median Rent

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score
69/100
69
Cash Flow(30%)
0/100

Rent data not available for cash flow calculation.

Appreciation(25%)
78/100

Based on 2.8% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
77/100

Price-to-income ratio of 3.6x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Affordable relative to local incomes

Challenges

  • -Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
  • -Limited rent data (estimates used)

Economic Indicators

Population
8,201
Median Income
$54,663
vs $54,857 national est.
Unemployment Rate
—
Data pending
Price-to-Income
3.6x
Moderately affordable

Who this market fits

Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

CountyVerdict
CurrentLakeOR
69$194,080Est. pending—Buy
GilliamOR
69$240,694Est. pending—BuyView
MalheurOR
66$314,413Est. pending—BuyView
ShermanOR
66$271,963Est. pending—BuyView
UnionOR
62$320,525$1,5165.68%BuyView
GrantOR
62$277,438Est. pending—BuyView

The Bottom Line

BuyLake offers solid investment potential with positive cash flow at typical financing.

Lake County in Oregon scores 69/100, ranking #166 of 1,000 US counties (top 21%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
+$0/mo
Cap Rate
0.0%
Cash-on-Cash
0.0%

Related markets

Markets like Lake with stronger cash flow

  • Union County for cash-flow rentals

Head-to-head comparisons

  • Lake vs Gilliam for rentals
  • Lake vs Malheur for rentals
  • Lake vs Sherman for rentals
All counties in Oregon →

Rent vs buy in Oregon cities

Rent vs buy in Portland, ORMedian $493,151 · rent $1,687/moRent vs buy in Salem, ORMedian $437,106 · rent $1,652/moRent vs buy in Eugene, ORMedian $446,037 · rent $1,806/moRent vs buy in Bend, ORMedian $656,914 · rent $2,252/moRent vs buy in Gresham, ORMedian $493,151 · rent $1,687/moAll Oregon citiesFull rent-vs-buy directory for the state

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