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Market MapPennsylvaniaJefferson

Jefferson County

PennsylvaniaPopulation: 44,326
74
/100
Buy
#71 of 1,000 counties
#9 in Pennsylvania (67 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated July 20, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$127,894
Median Home Price
44% below national median
$7,728/mo
Est. Rent
Based on regional data
6.04%
Rent-to-Price Ratio
Estimated from price data
+$0
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Median Home Price

Median Rent

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score
74/100
74
Cash Flow(30%)
0/100

Rent data not available for cash flow calculation.

Appreciation(25%)
73/100

Based on 2.3% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
100/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Affordable relative to local incomes

Challenges

  • -Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
  • -Limited rent data (estimates used)

Economic Indicators

Population
44,326
Median Income
—
Data pending
Unemployment Rate
—
Data pending
Price-to-Income
—
Data pending

Who this market fits

Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

CountyVerdict
ElkPA
76$139,617Est. pending—Strong BuyView
SusquehannaPA
75$224,876Est. pending—Strong BuyView
NorthumberlandPA
75$158,522$9667.31%Strong BuyView
CurrentJeffersonPA
74$127,894Est. pending—Buy
BlairPA
74$166,151$1,0007.22%BuyView
PhiladelphiaPA
73$228,589$1,7048.94%BuyView

The Bottom Line

BuyJefferson offers solid investment potential with positive cash flow at typical financing.

Jefferson County in Pennsylvania scores 74/100, ranking #71 of 1,000 US counties (top 9%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
+$0/mo
Cap Rate
0.0%
Cash-on-Cash
0.0%

Related markets

Markets like Jefferson with stronger cash flow

  • Philadelphia County for cash-flow rentals
  • Northumberland County for cash-flow rentals
  • Blair County for cash-flow rentals

Head-to-head comparisons

  • Jefferson vs Blair for rentals
  • Jefferson vs Susquehanna for rentals
  • Jefferson vs Northumberland for rentals
All counties in Pennsylvania →

Rent vs buy in Pennsylvania cities

Rent vs buy in Philadelphia, PAMedian $228,589 · rent $1,704/moRent vs buy in Pittsburgh, PAMedian $231,937 · rent $1,530/moRent vs buy in Reading, PAMedian $299,902 · rent $1,496/moRent vs buy in Allentown, PAMedian $350,229 · rent $1,778/moRent vs buy in Erie, PAMedian $211,721 · rent $1,047/moAll Pennsylvania citiesFull rent-vs-buy directory for the state

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